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1104 Gainsboro Rd, Bala Cynwyd, PA, 19004

4beds
3baths
3,788sqft
$1,080,000
$285price/sqft
$7,366/moest. monthly cost
$294,640/yrincome needed

About This Home

Welcome to this exceptional split-level residence situated on a beautifully landscaped 21,500-square-foot lot in the heart of desirable Bala Cynwyd. Thoughtfully designed with an expansive open-concept floor plan, this home offers outstanding living and entertaining spaces filled with natural light. The dramatic two-story foyer welcomes you with gleaming white marble floors that continue throughout the main level. The elegant living room features a wall of oversized windows and flows seamlessly into the spacious formal dining room, complete with custom wall-to-wall built-in cabinetry. At the center of the home is a spectacular chef's kitchen designed for both everyday living and entertaining. A peninsula with cooktop allows two cooks to work comfortably together while remaining connected to family and guests. The kitchen is appointed with floor-to-ceiling custom white cabinetry, pull-out drawers, Lazy Susan corner storage, pantry, and built-in pull-out trash and recycling bins. Adjacent to the kitchen, the bright Florida room and breakfast area features skylights and walls of windows overlooking the private backyard. Sliding doors lead to a slate patio and an expansive level lawn, creating the perfect setting for outdoor dining, gatherings, or quiet relaxation. The upper level offers a luxurious primary suite with a generous walk-in closet featuring custom built-ins, along with three additional spacious bedrooms and an updated marble hall bath. The fully finished walk-out lower level provides exceptional additional living space, including a second family room with a gas fireplace and direct access to the backyard. A marble powder room, laundry area, oversized game/media room, and dedicated fitness room complete this versatile level. This meticulously maintained home offers four bedrooms, three full bathrooms, one powder room, an attached two-car garage with interior access, natural gas utilities, central air conditioning, replacement windows, skylights, pristine white marble flooring, gleaming hardwood floors, and a spacious circular driveway. Ideally located just minutes from Center City Philadelphia, major highways, shopping, dining, parks, the Belmont Hills Pool, Recreation Center, and Library, this remarkable home is served by the highly acclaimed Lower Merion School District and offers the perfect blend of timeless elegance, generous living space, and an unbeatable Main Line location. FIRST FLOOR Living room: 18’10” x 17’8” Dining room: 15’11” x 15’8” Kitchen: 15’1” x 11’2” Extension: 26’4” x 13’3” Hallway: 17’7” x 6’7” LOWER FLOOR Basement/Playroom: 31’5” x 23’5” Utility room: 13’11” x 9’1” Bathroom: 6’4” x 2’11” Bedroom: 20’5” x 13’4” UPPER FLOOR Master bedroom: 15’5” x 15’1” Master bathroom: 7’1” x 6’7” Master closet: 7’10” x 6’8” Middle bedroom: 11’8” x 11’1” Rear bedroom larger: 13’11” x 11’ Rear bedroom smaller: 10’3” x 9’ Bathroom: 7’2” x 5’5” All room dimensions are approximate and measured in feet and inches. While every effort has been made to ensure accuracy, measurements are not guaranteed and should be independently verified by the buyer. The listing broker and agent assume no responsibility for errors, omissions, or discrepancies.

Getting Around

21
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

10/10
Belmont Hills El SchoolGrades K-40.3 mi
9/10
10/10

Construction

Condition

  • Year built: 1956

Materials

  • Foundation: Brick/Mortar
  • Construction materials: Masonry

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Area: 384

Basement

  • Has basement: Yes
  • Basement: Full

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Area,Built-in Features,Ceiling Fan(s),Chair Railings,Crown Molding,Exposed Beams,Family Room Off Kitchen,Flat,Open Floorplan
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Stone
  • Fireplace: Yes
  • Finished area below ground: 384
  • Finished area above ground: 3,404

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air,Natural Gas

Interior Area

  • Total structure area: 3,788
  • Total interior livable area: 3,788 sqft

Property

Accessibility

  • Accessibility features: Accessible Entrance,Other,Accessible Doors,2+ Access Exits,>84" Garage Door

Details

  • Parcel number: 400018852008
  • Zoning: R2
  • Special condition: Standard
  • Exclusions: See La

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Lighting,Flood Lights,Play Area,Stone Retaining Walls

Lot

  • Lot size: 0.49 Acres
  • Lot size dimensions: 109.00 x 0.00

Parking

  • Total spaces: 2
  • Parking features: Built In,Garage Faces Side,Garage Door Opener,Inside Entrance,Oversized,Asphalt,Assigned,Circular Driveway,Driveway,Private,Secured,Attached,On Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,461$65,532
Home Insurance *$329$3,948
Property Taxes $1,161$13,932
Electricity $415$4,987
Total$7,366$88,392
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$252,548/yr
40% on housing$220,980/yr
45% on housing$196,426/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$285This listing

vs Other Active Listings

Avg $/sqft

ZIP 19004$271
Montgomery County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 19004$359
Montgomery County$247

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-27Listed for sale$1,080,000
2019-05-01Sold$660,000
2019-03-20Pending sale$725,000
2019-02-07Listed for sale$725,000
2015-06-08Sold$620,000
2015-04-17Listed for sale$619,000
2004-10-26Sold$471,000

For Sale by Agent

AgentMr. Alex Wong
BrokerageRealty Mark Associates

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