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4549 Newport Ave, San Diego, CA, 92107

4beds
4baths
2,431sqft
$2,895,000
$1,191price/sqft
$18,498/moest. monthly cost
$739,920/yrincome needed

About This Home

Breathtaking panoramic views of the Pacific Ocean, bay, and city lights define this exceptional contemporary coastal residence. Built in 2023 and perched high above Ocean Beach, this special home offers app. 2,431 sq ft with 4 bedrooms, 3.5 baths, and a seamless flow between the living areas, kitchen, and outdoor spaces. High ceilings and dramatic floor-to-ceiling windows frame the stunning views and fill the home with natural light. The expansive kitchen features gleaming marble countertops, a touchless water faucet, and a dining area that truly is the heart of the home. Adjacent is a beautifully custom-designed dry bar featuring a full-size built-in Thermador wine refrigerator. The thoughtfully designed layout includes spacious bedrooms, well-appointed bathrooms, energy-efficient mini-split systems, custom California Closets, and remote-operated Hunter Douglas window coverings throughout. An enclosed 2-car garage with an EV charger, generous storage rooms, and the benefits of newer construction provide exceptional comfort, efficiency, and peace of mind. Outside, the spacious backyard features beautiful, low-maintenance artificial turf with plenty of room for sunbathing, relaxing, entertaining, and enjoying San Diego's coastal climate. This special home offers a peaceful setting removed from the bustle while remaining just 5 blocks from the beach and Newport Avenue's vibrant collection of restaurants, coffee shops, boutiques, breweries, and the weekly Farmers Market- and only moments from Point Loma and the harbor. A truly special coastal retreat, not to be missed!

Getting Around

80
WalkingVery Walkable
31
TransitSome Transit
45
BikeSomewhat Bikeable

Schools

10/10
6/10
Correia Middle SchoolGrades 7-80.8 mi
9/10
Point Loma High SchoolGrades 9-121.1 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2023

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Modern
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Fire Sprinklers,Garage Door Opener,Microwave,Range/Oven,Refrigerator,Washer,Gas & Electric Range,Water Line to Refr,Electric Water Heater,Tankless Water Heater
  • Laundry features: Electric

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Balcony,Bar,Dry Bar,High Ceilings (9 Feet+),Living Room Balcony,Open Floor Plan,Pantry
  • Flooring: Tile,Wood
  • Fireplace features: N/K

Heating & Cooling

  • Heating features: Combination Heating
  • Cooling features: Zoned Area(s)

Interior Area

  • Total structure area: 2,431
  • Total interior livable area: 2,431 sqft

Property

Details

  • Parcel number: 4486522200

Features

  • Levels: 2 Story
  • Pool features: N/K
  • Patio & porch: Balcony
  • Fencing: Full,Excellent Condition
  • Has view: Yes
  • View description: Bay,Evening Lights,Ocean,Panoramic,Water
  • Has water view: Yes
  • Water view: Bay,Ocean,Water

Lot

  • Lot size: 3,499 sqft

Parking

  • Total spaces: 2
  • Parking features: Detached,Garage - Rear Entry
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $14,638$175,656
Home Insurance *$257$3,084
Property Taxes $3,082$36,984
Electricity $521$6,255
Total$18,498$221,976
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$634,217/yr
40% on housing$554,940/yr
45% on housing$493,280/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,191This listing

vs Other Active Listings

Avg $/sqft

ZIP 92107$879
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92107$1,018
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-05Pending sale$2,895,000
2026-07-27Listed for sale$2,895,000
2025-10-30Listing removed$2,890,000
2023-09-05Sold$2,860,000
2023-08-14Pending sale$2,890,000
2023-07-09Listed for sale$2,890,000

For Sale by Agent

AgentSylvia L Lange
BrokerageColdwell Banker West

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