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2016 Winchester St, Oceanside, CA, 92054

7beds
4baths
3,243sqft
$1,549,000
$478price/sqft
$10,194/moest. monthly cost
$407,760/yrincome needed

About This Home

5 BED | 2.5 BATH MAIN HOME • DETACHED PERMITTED 2 BED | 1 BATH ADU • PAID SOLAR • RV PARKING • PRIVATE YARDS • BIKE TO THE BEACH & GOAT HILL GOLF CLUB • MINUTES TO I-5 Beautifully maintained newer construction in the heart of Oceanside featuring a 2,443 sq. ft. two-story, five-bedroom, 2.5-bath main residence plus a detached, permitted 800 sq. ft. 2-bedroom, 1-bath ADU, offering exceptional flexibility for multigenerational living, rental income, extended family, guests, or a private home office. Completed in 2019, this stunning property showcases a modern coastal aesthetic with thoughtfully selected finishes throughout, including NEW neutral designer paint, NEW carpet, recessed lighting, elevated baseboards, white birch flooring, soaring ceilings, FRESHLY painted kitchen cabinetry, and expansive windows that fill the home with natural light. The beautifully appointed chef's kitchen is both stylish and functional, featuring quartz countertops, crisp white cabinetry, stainless steel appliances, subway and designer tile backsplash, a spacious walk-in pantry, and an oversized island that opens seamlessly to the dining and living areas, creating the perfect space for entertaining or everyday living. All five bedrooms are located upstairs, including the spacious primary suite featuring a walk-in closet, private balcony, and an upgraded spa-inspired bathroom with dual vanities and a custom walk-in shower. The outdoor spaces have been thoughtfully designed with low-maintenance landscaping, attractive hardscape, covered patio areas, RV parking, and multiple places to relax or entertain. One of this property's most unique features is that both the main residence and the detached ADU enjoy their own private yards and separate access, providing an ideal setup for privacy, independent living, or maximizing rental potential. Owned solar provides outstanding energy efficiency and long-term savings. Ideally situated just minutes from Oceanside's world-famous beaches, Goat Hill Golf Club, vibrant restaurants, shopping, parks, Camp Pendleton South, and convenient I-5 access, this exceptional property offers the perfect blend of modern living, versatility, and the coveted Southern California coastal lifestyle.

Getting Around

68
WalkingSomewhat Walkable
38
TransitSome Transit
47
BikeSomewhat Bikeable

Schools

7/10
2/10
Jefferson Middle SchoolGrades 6-80.8 mi
5/10
Oceanside High SchoolGrades 9-120.7 mi

Construction

Condition

  • Property condition: Turnkey
  • Year built: 2018

Materials

  • Foundation: Concrete Perimeter
  • Roof: Composition

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Gas Cooktop,Disposal,Refrigerator,Range Hood,Tankless Water Heater,Dryer,Washer
  • Laundry features: Laundry Room

Bathroom

  • Features: Bathroom Exhaust Fan,Bathtub,Dual Sinks,Multiple Shower Heads,Upgraded,Walk-In Shower

Bedrooms & Bathrooms

  • Bedrooms: 7
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 2
  • Main level bedrooms: 2

Family Room

  • Features: Separate Family Room

Features

  • Separate/Formal Dining Room,Eat-in Kitchen,Bedroom on Main Level,Main Level Primary,Primary Suite,Walk-In Pantry,Walk-In Closet(s)
  • Flooring: Carpet,Vinyl
  • Fireplace features: None
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 3,243 sqft

Kitchen

  • Features: Kitchen/Family Room Combo,Stone Counters,Remodeled,Updated Kitchen,Walk-In Pantry

Master Bedroom

  • Features: Main Level Primary

Other

  • Features: Walk-In Closet(s)

Pantry

  • Features: Walk-In Pantry

Property

Details

  • Parcel number: 1483114900
  • Zoning: R-1:SINGLE FAM-RES
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Entry location: Formal Entry
  • Pool features: None
  • Fencing: Partial
  • Has view: Yes
  • View description: City Lights

Lot

  • Lot size: 7,405 sqft
  • Features: 2-5 Units/Acre

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage,RV Potential
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Uncovered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Inland Flooding
    Inland FloodingRelatively High
  • Earthquake
    EarthquakeModerate
  • Heat Wave
    Heat WaveModerate
  • Wildfire
    WildfireModerate

How This Home’s Risks Compare

Inland Flooding
Earthquake
Heat Wave
Wildfire

FEMA Declared Disasters in San Diego County and California

Earthquake
Flood
Mud Landslide
Severe Storm
Tropical Storm
Winter Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,832$93,984
Home Insurance *$217$2,604
Property Taxes $1,450$17,400
Electricity $695$8,345
Total$10,194$122,328
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$349,508/yr
40% on housing$305,820/yr
45% on housing$271,840/yr

California FAIR Plan Programs

California FAIR Plan Association

Covered
WildfireWildfire
Visit Website →
Current Policies
Residential: 417,310Commercial: 13,990
Total Premiums$1.42B
Total Exposure$429.84B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 8.9%
8.9%
0%30.0%
Electricity Growth Rate10-year average: 4.3%
4.3%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$478This listing

vs Other Active Listings

Avg $/sqft

ZIP 92054$670
San Diego County$558

vs Homes Sold Last Month

Median $/sqft

ZIP 92054$681
San Diego County$576

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-11Pending sale$1,549,000
2026-07-24Listed for sale$1,549,000
2024-05-17Listing removed--
2024-04-25Listed for rent$4,800
2021-08-31Sold$970,000
2021-07-19Pending sale$940,000
2021-06-18Listed for sale$940,000
2021-03-24Listing removed--
2019-02-21Listing removed$3,200
2019-02-01Listed for rent$3,200
2019-02-01Listing removed$829,800
2019-01-27Price change$829,800
2018-12-03Listed for sale$847,800
2018-11-27Listing removed$2,975
2018-11-26Price change$2,975
2018-11-01Listed for rent$3,400
2016-05-16Sold$160,000

For Sale by Agent

AgentCarly Anderson
BrokerageKeller Williams SanDiego Metro

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