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46 Ocean Ridge Blvd N, Palm Coast, FL, 32137

8beds
9baths
8,532sqft
$4,650,000
$545price/sqft
$33,299/moest. monthly cost
$1,331,960/yrincome needed

About This Home

### PLEASE CALL ### SCHEDULE YOUR TOUR TODAY A Luxurious oceanfront home on the coastline of the Atlantic Ocean with breathtaking ocean views throughout the home. Property is located within the gates of Ocean Hammock Golf Community. This community is ideally situated on a stunning barrier island bordered on the east by the Atlantic Ocean and on the west by the Atlantic Intracoastal Water-Way. This unique community offers an exceptional lifestyle complete with distinctive amenities and clubs. This home offers 11 soundproof bedrooms 9 bathrooms, a home theater, and plenty of balconies and verandas where you can relish the sounds of the ocean and enjoy the coast from the outside as well as the inside. The main floor consists primarily of the open-plan living/dining/kitchen area with beautiful doors and windows encompassing the ocean sights. Home is tastefully decorated with coastal flair and neutral furnishings which can be an additional purchase. There is an abundance of space to relax and unwind. This home has all the amenities to allow for the upmost comforts - A MUST SEE! Call Ginger to schedule a tour today

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

7/10
5/10
Matanzas High SchoolGrades 7,9-123.4 mi
6/10

Construction

Condition

  • Year built: 2014

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Bedrooms & Bathrooms

  • Bedrooms: 8
  • Bathrooms: 9
  • Full bathrooms: 8
  • 1/2 bathrooms: 1

Features

  • Garage Door Opener,Blinds,Fireplace,Ceiling Fans,Window Treatments,Kitchen Island,Solid Surface Counters,Walk In Closet,Security System,Split Plan,Vaulted Ceilings,Cathedral Ceilings,Wet Bar,1st Floor Bedroom,Elevator
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Forced air,Heat pump,Electric
  • Cooling features: Central

Interior Area

  • Total interior livable area: 8,532 sqft

Property

Details

  • Parcel number: 0411314900000000210

Features

  • Exterior features: Stucco
  • Has spa: Yes
  • Has view: Yes
  • View description: Water
  • Has water view: Yes
  • Water view: Water

Lot

  • Lot size: 10,149 sqft

Parking

  • Total spaces: 5
  • Parking features: Garage - Attached,Off-street,On-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $23,512$282,144
Home Insurance *$4,324$51,888
Property Taxes $4,605$55,260
Electricity $858$10,303
Total$33,299$399,588
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,141,680/yr
40% on housing$998,970/yr
45% on housing$887,973/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$545This listing

vs Other Active Listings

Avg $/sqft

ZIP 32137$240
Flagler County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 32137$203
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-08Listed for sale$4,650,000
2026-03-04Listing removed$4,900,000
2025-10-06Price change$4,900,000
2025-06-02Price change$5,100,000
2025-03-30Listed for sale$5,500,000
2025-01-05Listing removed--
2024-10-07Listed for sale$4,700,000
2024-02-26Listing removed--
2023-11-28Listed for sale$4,500,000
2022-03-02Sold$2,700,000
2022-01-09Pending sale$3,300,000
2021-12-02Listed for sale$3,300,000
2020-06-11Sold$2,000,000
2019-12-16Price change$2,300,000
2019-10-01Price change$2,750,000
2019-04-26Listed for sale$3,000,000
2018-02-08Listing removed$24,088
2018-02-01Price change$24,088
2018-01-17Price change$18,187
2017-12-12Price change$7,324
2017-11-10Price change$5,217
2017-10-23Price change$7,728
2017-09-30Price change$8,400
2017-09-14Price change$14,644
2017-08-23Listed for rent$13,489
2011-05-06Sold$510,000
2002-11-19Sold$750,000
1997-10-31Sold$382,500

For Sale by Owner

AgentProperty Owner

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