




45 LARAMIE DRIVE, Palm Coast, FL, 32137
About This Home
Welcome to this custom-built, move-in ready home located in the Matanzas Woods section of Palm Coast. Offering 1,883 square feet of living space, this home features 3 bedrooms, 2 full bathrooms, a split floor plan, and an attached 2-car garage. Built in 2020, this home offers custom features and thoughtful upgrades throughout. As you arrive, you'll immediately notice the stamped circular driveway, mature landscaping, stone accents, and the welcoming covered front entry featuring a red cedar ceiling. Step through the glass front door into the foyer, where you'll find two guest bedrooms and a full guest bathroom on one side of the home, along with a spacious coat closet for additional storage. Continue down the hallway into the open-concept living area, where the living room, dining area, and kitchen come together to create the heart of the home. Luxury wood-look tile flooring runs throughout the main living areas, creating a warm, cohesive feel. The home also features blinds throughout for added privacy and convenience, as well as ceiling fans in every bedroom and the living room. A glass door with built-in blinds provides access to the covered lanai from the living room. The kitchen is centrally located and features granite countertops, upgraded cabinetry, a large center island with additional seating, stainless steel appliances, and a walk-in pantry with custom wood shelving. Just off the kitchen, the inside laundry room includes a utility sink, washer and dryer, and convenient access to the attached garage. The primary suite is privately situated on the opposite side of the home and features direct access to the covered lanai. The spacious bedroom includes a California Closet with custom shelving, while the ensuite bathroom features dual sinks, a soaking tub, and a walk-in shower with a rain shower head. Step outside to the covered lanai overlooking the fully fenced backyard. Beautiful landscaping and fruit trees create a welcoming outdoor setting with plenty of room to relax, entertain, or simply enjoy the Florida lifestyle. Additional features include a one-year-old Bosch A/C system, a 250-gallon whole-home Generac generator, updated fixtures and chandeliers, custom closet shelving throughout the home, nine security cameras, and gutters. Conveniently located near shopping, restaurants, schools, parks, walking and biking trails, and just a short drive to Palm Coast's beautiful beaches, this property also offers the added benefit of no HOA.
Getting Around
Schools
Construction
Condition
- Year built: 2020
Materials
- Foundation: Slab
- Roof: Shingle
- Construction materials: Block
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Dryer,Microwave,Range,Refrigerator,Washer
- Laundry features: Inside,Laundry Room
Bathroom2
- Level: First
Bedroom2
- Features: Built-in Closet
- Level: First
Bedroom3
- Features: Built-in Closet
- Level: First
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Dining Room
- Level: First
Features
- Ceiling Fan(s),Living Room/Dining Room Combo,Open Floorplan,Solid Surface Counters,Walk-In Closet(s)
- Window features: Window Treatments
- Flooring: Carpet,Tile
Foyer
- Features: Coat Closet
- Level: First
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total structure area: 2,849
- Total interior livable area: 1,883 sqft
Kitchen
- Level: First
Living Room
- Level: First
Primary Bathroom
- Level: First
Primary Bedroom
- Features: Walk-In Closet(s)
- Level: First
Property
Details
- Parcel number: 0711317037002800120
- Zoning: SFR-3
- Special condition: None
Features
- Levels: One
- Stories: 1
- Exterior features: Rain Gutters
Lot
- Lot size: 10,001 sqft
- Lot size dimensions: 125 x 80
Parking
- Total spaces: 2
- Parking features: Garage - Attached
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Flagler County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,073 | $24,876 |
| Home Insurance * | $381 | $4,572 |
| Property Taxes | $517 | $6,204 |
| Electricity | $197 | $2,366 |
| Total | $3,168 | $38,016 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Price change | $410,000 |
| 2026-06-29 | Listed for sale | $440,000 |
| 2021-07-16 | Sold | $410,000 |
| 2021-06-11 | Pending sale | $414,900 |
| 2021-04-30 | Price change | $414,900 |
| 2021-04-26 | Price change | $430,000 |
| 2021-03-25 | Listed for sale | $435,000 |
| 2020-10-07 | Sold | $328,900 |
| 2020-09-08 | Pending sale | $329,999 |
| 2020-08-07 | Price change | $329,999 |
| 2020-04-17 | Listed for sale | $329,990 |
| 2019-02-28 | Sold | $21,500 |
