20 Montgomery Ave Unit D, Bala Cynwyd, PA, 19004
About This Home
Welcome to 20 Montgomery Ave #D, a beautifully refreshed 3-bedroom, 2.5-bath townhouse in the highly desirable Bala Cynwyd section of Lower Merion Township. This spacious three-story home has been thoughtfully updated with brand new flooring and carpet throughout, fresh interior paint, ceiling fans in every bedroom and living space, and a newer HVAC system for year-round comfort. The main level features a bright living room with a cozy fireplace and sliding glass doors leading to a private patio, a dining area, and a well-appointed kitchen with granite countertops, tall cabinetry, tile flooring, stainless steel appliances, and a pass-through opening with a granite ledge overlooking the living area. A convenient powder room completes the first floor. The second level offers a spacious primary suite with a full bath and large closet, along with a versatile loft overlooking the living room that is perfect for a home office, den, or additional living space. The third floor includes two additional bedrooms, a full hall bath, and generous hall closet storage. Laundry is conveniently located on the second floor. Additional highlights include central air, a one-car garage, and one assigned parking space. Located in the award-winning Lower Merion School District, this home is just minutes from Suburban Square, Bala Cynwyd Shopping Center, neighborhood favorites including The Landing Kitchen, Honey's Sit 'n Eat, and White Dog Cafe, as well as outdoor destinations like Cynwyd Heritage Trail. Enjoy easy access to the SEPTA Cynwyd Line, Route 1, I-76, and Center City Philadelphia, making this an exceptional opportunity to enjoy convenient Main Line living.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1980
Materials
- Foundation: Other
- Construction materials: Frame
Type & Style
- Home type: Townhouse
- Architectural style: Traditional
- Property subType: Townhouse
Interior
Appliances
- Appliances included: Gas Water Heater
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Features
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area above ground: 1,730
Heating & Cooling
- Heating features: Forced Air,Electric
- Cooling features: Central Air,Electric
Interior Area
- Total structure area: 1,730
- Total interior livable area: 1,730 sqft
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 400038188202
- Zoning: R7
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
Lot
- Lot size: 1,730 sqft
Parking
- Total spaces: 1
- Parking features: Garage Faces Front,Attached
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Winter Weather
- Cold Wave
- Heat Wave
- Inland Flooding
- Strong Wind
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,017 | $24,204 |
| Home Insurance * | $121 | $1,452 |
| Property Taxes | $428 | $5,136 |
| Electricity | $224 | $2,692 |
| Total | $2,790 | $33,480 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-28 | Listed for sale | $399,000 |
| 2020-10-08 | Sold | $339,000 |
| 2020-08-07 | Pending sale | $339,000 |
| 2020-08-05 | Listed for sale | $339,000 |
| 2011-06-21 | Sold | $235,000 |
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