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2515 CROSS MORE STREET, Valrico, FL, 33594

6beds
3baths
3,453sqft
$549,000
$159price/sqft
$4,450/moest. monthly cost
$178,000/yrincome needed

About This Home

Virtually Staged. Welcome to this spacious 6-bedroom, 3-bathroom pool home offering 3,453 square feet of comfortable living space in the desirable community of Valrico. Designed for both everyday living and entertaining, this home features an open, functional layout with abundant natural light and sliding glass doors that seamlessly connect the indoor and outdoor living areas. Step outside to your private backyard oasis, where a heated saltwater pool is surrounded by a screened lanai with beautiful paver decking—perfect for year-round relaxation, family gatherings, or hosting guests. The generous floor plan provides plenty of room for a growing family, multigenerational living, a home office, or guest accommodations. A 2-car garage offers ample storage and convenience and a tankless hot water heater. Located in a sought-after Valrico neighborhood with a low HOA, this home combines space, comfort, and Florida lifestyle living while remaining close to shopping, dining, parks, and highly rated schools. Don't miss this exceptional opportunity to own a beautiful pool home with room for everyone!

Getting Around

26
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
Valrico Elementary SchoolGrades PK-51.1 mi
3/10
Mann Middle SchoolGrades 6-82.4 mi
3/10
Brandon High SchoolGrades 9-123.5 mi

Construction

Condition

  • Year built: 2011

Materials

  • Foundation: Block
  • Roof: Shingle
  • Construction materials: Block,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Florida
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Exhaust Fan,Microwave,Range,Range Hood,Refrigerator,Tankless Water Heater,Washer
  • Laundry features: Inside,Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: Second
  • Area: 132
  • Dimensions: 12x11

Bedroom3

  • Features: Built-in Closet
  • Level: Second
  • Area: 132
  • Dimensions: 12x11

Bedroom4

  • Features: Built-in Closet
  • Level: Second
  • Area: 132
  • Dimensions: 12x11

Bedroom5

  • Features: Built-in Closet
  • Level: Second
  • Area: 132
  • Dimensions: 12x11

Bedrooms & Bathrooms

  • Bedrooms: 6
  • Bathrooms: 3
  • Full bathrooms: 3

Bonus Room

  • Features: No Closet
  • Level: Second
  • Area: 320
  • Dimensions: 20x16

Dinette

  • Level: First
  • Area: 80
  • Dimensions: 10x8

Dining Room

  • Level: First
  • Area: 130
  • Dimensions: 13x10

Features

  • Ceiling Fan(s),Kitchen/Family Room Combo,Open Floorplan,Thermostat,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Carpet,Ceramic Tile,Engineered Hardwood

Great Room

  • Level: First
  • Area: 323
  • Dimensions: 19x17

Heating & Cooling

  • Heating features: Central,Electric,Propane
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,175
  • Total interior livable area: 3,453 sqft

Kitchen

  • Level: First
  • Area: 187
  • Dimensions: 17x11

Office

  • Level: First
  • Area: 156
  • Dimensions: 13x12

Other

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 132
  • Dimensions: 12x11

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 294
  • Dimensions: 21x14

Property

Details

  • Parcel number: U19292191300000300012.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Private pool: Yes
  • Pool features: Child Safety Fence,Heated,In Ground,Salt Water,Screen Enclosure,Solar Heat,Tile
  • Patio & porch: Enclosed,Rear Porch,Screened
  • Exterior features: Private Mailbox,Sidewalk
  • Has spa: Yes
  • Spa features: Heated
  • Fencing: Fenced
  • Has view: Yes
  • View description: Pool
  • Residential vegetation: Trees/Landscaped

Lot

  • Lot size: 5,550 sqft
  • Features: In County,Landscaped,Level,Sidewalk
  • Lot size dimensions: 50 x 111

Parking

  • Total spaces: 2
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Hail
Heat Wave
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$483$5,796
Property Taxes $844$10,128
Electricity $347$4,170
Total$4,450$53,400
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$152,571/yr
40% on housing$133,500/yr
45% on housing$118,666/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$159This listing

vs Other Active Listings

Avg $/sqft

ZIP 33594$111
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33594$200
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-27Listed for sale$549,000
2025-07-16Sold$550,000
2025-06-13Pending sale$560,000
2025-05-29Price change$560,000
2025-04-22Listed for sale$575,000
2017-12-04Sold$330,000
2017-10-19Price change$334,500
2017-09-12Price change$335,000
2017-09-12Pending sale$330,000
2017-09-02Price change$330,000
2017-09-02Pending sale$340,000
2017-07-05Price change$340,000
2017-05-24Listed for sale$344,000
2016-02-12Listing removed$344,900
2016-01-16Price change$344,900
2015-09-02Listed for sale$349,900
2011-08-15Sold$257,000

For Sale by Agent

AgentSonja Haltiwanger, LLC
BrokerageOFFERPAD BROKERAGE FL, LLC

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