32 W Montgomery Ave, Ardmore, PA, 19003
About This Home
Welcome to 32 W Montgomery Ave, a move-in ready three story home in the heart of Ardmore, offering 5 bedrooms, 2.5 baths, a private driveway, front porch and yard. Excellent walkability located just blocks from Suburban Square, Trader Joe's and Ardmore train station. The spacious living room and dining rooms flow into a large renovated kitchen with a neutral tile backsplash, granite countertops, tons of Maple wood cabinetry, and stainless steel appliances. Newly refinished hardwood floors grace all 3 levels. Upstairs there are 3 bedrooms and a renovated hall bath with heated floors on the 2nd floor, as well as 2 bedrooms and full bath on the 3rd floor, providing additional space ideal for home office, guest or flexible living use. This home has a lot of the original millwork and charm, and is a spacious clean canvas to make your own. The unfinished basement provides abundant storage and the expansive private rear yard offers endless potential. Recent updates include interior and exterior painting, a new roof (2025) and a gas furnace (2023). Owned by the same family for over 30 years is this well-loved and naturally sunlit Lower Merion home, a rare opportunity to personalize a classic Main Line gem set in a highly deisrable location.
Getting Around
Very Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 1900
Materials
- Foundation: Permanent
- Construction materials: Masonry,Stone
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Gas Water Heater
- Laundry features: Laundry Room
Basement
- Level: Lower
Basement
- Has basement: Yes
- Basement: Full
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
- Main level bathrooms: 1
Dining Room
- Level: Main
Features
- Flooring: Heated,Hardwood
- Number of fireplaces: 1
- Fireplace features: Wood Burning
- Fireplace: Yes
- Finished area below ground: 0
- Finished area above ground: 1,824
Heating & Cooling
- Heating features: Central,Natural Gas
- Cooling features: None
Interior Area
- Total structure area: 4,446
- Total interior livable area: 1,824 sqft
Kitchen
- Level: Main
Laundry
- Level: Lower
Living Room
- Level: Main
Property
Accessibility
- Accessibility features: None
Details
- Parcel number: 400038432003
- Attached to another structure: Yes
- Zoning: 1101-RES
- Special condition: Standard
Features
- Levels: Three
- Stories: 3
- Pool features: None
- Patio & porch: Porch
Lot
- Lot size: 9,603 sqft
- Lot size dimensions: 32.00 x 0.00
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Cold Wave
- Heat Wave
- Winter Weather
- Earthquake
- Inland Flooding
- Strong Wind
- Tornado
How This Home’s Risks Compare
FEMA Declared Disasters Across Pennsylvania Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,983 | $35,796 |
| Home Insurance * | $108 | $1,296 |
| Property Taxes | $634 | $7,608 |
| Electricity | $224 | $2,692 |
| Total | $3,949 | $47,388 |
Income You'd Need if You Spent...
Pennsylvania FAIR Plan Programs
Insurance Placement Facility of Pennsylvania/FAIR Plan
Wildfire
HailWindHow Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-09 | Price change | $590,000 |
| 2026-06-25 | Listed for sale | $615,000 |
| 1995-05-24 | Sold | $130,000 |
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