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106 Birchwood Dr, Palm Coast, FL, 32137

3beds
2baths
2,044sqft
$365,000
$179price/sqft
$2,920/moest. monthly cost
$116,800/yrincome needed

About This Home

TURN-KEY LUXURY IN THE HEART OF THE COAST. Step into this impeccably maintained Florida retreat, where "move-in ready" is an understatement. Boasting 3 Bedrooms + a Large Flex Room, this home adapts to your lifestyle, whether you need a quiet home office or a creative sanctuary. THE PRIMARY SUITE: A true daily getaway featuring a spa-like en-suite with a glass-enclosed shower, double vanity, and a massive custom-organized walk-in closet. THE GREAT OUTDOORS: * Screened & enclosed patio for bug-free morning coffee. Full privacy fencing surrounding a manicured lawn. Pavered walkways and a site-built storage shed. Automatic sprinklers and professional gutter systems. PREMIUM FINISHES: Crown molding, a security system, and high-end architectural details throughout. Located just minutes from the beach, luxury shopping, and fine dining. This isn't just a house—it’s the high-quality lifestyle you’ve been waiting for.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
6/10
5/10
Matanzas High SchoolGrades 7,9-121.7 mi

Construction

Condition

  • Year built: 2021

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Block,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Range Hood,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Balcony Porch Lanai

  • Features: No Closet
  • Level: First

Bathroom2

  • Features: Tub With Shower,Linen Closet
  • Level: First

Bedroom2

  • Features: Storage Closet
  • Level: First

Bedroom3

  • Features: Storage Closet
  • Level: First

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First

Dining Room

  • Features: No Closet
  • Level: First

Features

  • Ceiling Fan(s),Kitchen/Family Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Wood Cabinets,Split Bedroom,Stone Counters,Thermostat,Walk-In Closet(s)
  • Door features: Sliding Doors
  • Window features: Window Treatments
  • Flooring: Luxury Vinyl

Foyer

  • Level: First

Great Room

  • Level: First

Heating & Cooling

  • Heating features: Central,Electric,Exhaust Fan,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,728
  • Total interior livable area: 2,044 sqft

Kitchen

  • Features: Pantry,Granite Counters,Kitchen Island
  • Level: First

Laundry

  • Features: Built-In Shelving,No Closet
  • Level: First

Other

  • Features: Storage Closet
  • Level: First

Primary Bathroom

  • Features: Shower No Tub
  • Level: First

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First

Property

Details

  • Parcel number: 0711317035016400150
  • Zoning: SFR-3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System,Permeable Paving,Private Yard,Rain Gutters,Sidewalk,Storage
  • Fencing: Fenced

Lot

  • Lot size: 10,019 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,845$22,140
Home Insurance *$339$4,068
Property Taxes $531$6,372
Electricity $205$2,468
Total$2,920$35,040
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,114/yr
40% on housing$87,600/yr
45% on housing$77,866/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$179This listing

vs Other Active Listings

Avg $/sqft

ZIP 32137$242
Flagler County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 32137$203
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-10Price change$375,000
2026-01-16Listed for sale$380,000
2021-10-28Sold$291,155
2020-11-09Sold$28,500
2020-09-13Listed for sale$29,900

For Sale by Agent

AgentAlicia Moore
BrokerageCOLDWELL BANKER PREMIER

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