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21 Arrowhead Dr, Palm Coast, FL, 32137

3beds
2baths
1,744sqft
$379,000
$217price/sqft
$3,040/moest. monthly cost
$121,600/yrincome needed

About This Home

Don’t miss this beautiful Sebring model—3 bedrooms, 2 baths, and a 2-car garage—the best-priced home in Hidden Lakes! Enjoy low HOA fees ($918/year) and no CDD in one of Palm Coast’s favorite communities. Step inside to find 10’ ceilings and a spacious open layout. The kitchen shines with granite countertops, espresso cabinets, stainless appliances, and a large pantry. You’ll love the enclosed lanai and paver patio overlooking a peaceful nature preserve—perfect for morning coffee or an evening fire pit. The primary suite includes a tray ceiling, walk-in closet, and accessible bath with double sinks. Extras include hurricane-rated windows, Ring doorbell, smart thermostat, whole-house surge protector, and irrigation on reclaimed water. Hidden Lakes offers resort-style amenities—a huge pool, pickleball, basketball, playground, picnic areas, and walking trails. Just minutes to I-95 and Flagler Beach, this home offers affordable, safe, and convenient coastal living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

7/10
4/10
4/10

Construction

Condition

  • Property condition: Completed
  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: In Kitchen

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Dining Room

  • Level: First

Features

  • Ceiling Fan(s),Other,Primary Bedroom Main Floor
  • Flooring: Carpet,Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 1,744
  • Total interior livable area: 1,744 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Built-in Closet
  • Level: First

Property

Details

  • Parcel number: 3311313060000100110
  • Zoning: R
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Other

Lot

  • Lot size: 6,011 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Coastal Flooding
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,916$22,992
Home Insurance *$352$4,224
Property Taxes $575$6,900
Electricity $197$2,366
Total$3,040$36,480
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$104,228/yr
40% on housing$91,200/yr
45% on housing$81,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$217This listing

vs Other Active Listings

Avg $/sqft

ZIP 32137$242
Flagler County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 32137$203
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-11Listed for sale$379,000
2025-12-01Listing removed$389,000
2025-10-30Listed for sale$389,000
2025-07-08Listing removed$396,000
2025-06-06Listed for sale$396,000
2025-05-05Listing removed$409,000
2025-03-19Listed for sale$409,000
2024-10-06Listing removed$448,000
2024-09-25Price change$448,000
2024-08-21Listed for sale$458,000
2024-07-26Listing removed--
2024-06-29Listed for sale$466,000
2024-06-01Listing removed--
2024-03-11Price change$479,000
2024-02-27Price change$489,000
2024-01-28Price change$489,900
2024-01-18Listed for sale$492,000
2022-12-30Sold$450,500
2022-11-19Contingent$459,900
2022-11-05Price change$459,900
2022-10-25Listed for sale$469,000
2022-10-18Listing removed--
2022-06-26Price change$479,500
2022-05-28Price change$489,900
2022-05-21Listed for sale$493,000
2014-06-25Sold$189,990

For Sale by Agent

AgentViv Lehman
BrokerageYOU HAVE REALTY LLC

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