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403 Pembroke Rd, Bala Cynwyd, PA, 19004

5beds
4baths
3,200sqft
$1,495,000
$467price/sqft
$9,972/moest. monthly cost
$398,880/yrincome needed

About This Home

Buyer’s agents welcome – commission offered. Bring your buyers! Welcome to this stunning, fully gut-renovated luxury home in the heart of Bala Cynwyd, one of the most desirable neighborhoods in the region, known for its top-rated school district and beautiful, quiet streets. Perfectly situated in the center of the neighborhood, this home offers the rare combination of brand-new construction quality within an established community. Rebuilt down to the studs, this home features all new mechanical systems, including plumbing, electrical, and two-zone HVAC. Every detail has been thoughtfully completed with high-end finishes, including brand new windows, insulation, drywall, and craftsmanship throughout—delivering a true move-in-ready, like-new living experience. The first floor showcases a bright, open-concept layout designed for modern living and upscale entertaining. The brand new chef’s kitchen is a standout feature, equipped with two sinks, two dishwashers, and two ovens, seamlessly flowing into the dining and living areas. The space continues into a charming enclosed sunroom, adding warmth, flexibility, and natural light. The second floor offers three spacious bedrooms, including a luxurious primary suite with a walk-in closet and a beautifully designed bathroom featuring a double vanity, soaking tub, and separate shower. Two additional large bedrooms with ample closet space share a full hallway bathroom. The third floor provides two more generously sized bedrooms along with a full bathroom—perfect for guests, home offices, or extended living. The basement is finished with new framing, electrical, insulation, drywall, and paint—just awaiting flooring to complete the space to your preference. Seller is willing to install floors depending on offer. Enjoy outdoor living with a beautiful backyard, a patio ideal for entertaining, and a detached garage. This home is in the final stages of construction, offering a unique opportunity to own a fully renovated luxury home with modern systems and design in a premier location. Showings by appointment only with the builder.

Getting Around

67
WalkingSomewhat Walkable
0
TransitVery Limited Transit
50
BikeBikeable

Schools

7/10
Cynwyd SchoolGrades K-40.3 mi
7/10
10/10
Lower Merion High SchoolGrades 9-122.1 mi

Construction

Condition

  • Year built: 1927

Materials

  • Roof: Shake / Shingle

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Freezer,Garbage disposal,Microwave,Range / Oven,Refrigerator,Washer

Basement

  • Basement: Partially finished

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Flooring: Tile,Other
  • Fireplace: Yes

Heating

  • Heating features: Forced air,Other,Gas

Interior Area

  • Total interior livable area: 3,200 sqft

Property

Details

  • Parcel number: 400046080005

Features

  • Exterior features: Stone,Stucco,Vinyl

Lot

  • Lot size: 9,374 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Detached,Off-street

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,559$90,708
Home Insurance *$455$5,460
Property Taxes $1,607$19,284
Electricity $351$4,213
Total$9,972$119,664
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$341,897/yr
40% on housing$299,160/yr
45% on housing$265,920/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$467This listing

vs Other Active Listings

Avg $/sqft

ZIP 19004$265
Montgomery County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 19004$359
Montgomery County$247

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-04-27Price change$1,495,000
2026-04-16Listed for sale$1,500,000
2014-11-07Sold$576,750
2014-08-15Listed for sale$627,700

For Sale by Owner

AgentProperty Owner

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