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156 Pencoyd Ave, Belmont Hills, PA, 19004

2beds
1baths
1,540sqft
$549,000
$356price/sqft
$3,757/moest. monthly cost
$150,280/yrincome needed

About This Home

Welcome to 156 Pencoyd Avenue, a charming bungalow nestled in the highly desirable Belmont Hills neighborhood of Bala Cynwyd. This delightful 2-bedroom, 1-bath home combines timeless character with thoughtful updates. A welcoming covered front porch sets the tone, inviting you to relax and enjoy the neighborhood. Inside, the bright, open living and dining rooms feature beautiful hardwood floors, elegant crown molding, and a cozy wood-burning stove, creating a warm and inviting atmosphere for everyday living and entertaining. The spacious kitchen is both stylish and functional, boasting butcher block countertops, stainless steel appliances, abundant cabinetry, and generous workspace. Just off the kitchen, a versatile bonus room provides the perfect space for a den, home office, playroom, or reading nook. The home offers a generously sized primary bedroom with two closets, a comfortable second bedroom, and a full hall bathroom with a tub/shower combination. The walkout lower level includes the laundry area, exceptional storage space, and offers endless possibilities to finish into additional living space, a recreation room, home gym, or workshop. Step outside to enjoy the level backyard and patio, creating the perfect setting for outdoor entertaining, gardening, or simply relaxing in your own private oasis. A private driveway adds everyday convenience. Newer Roof, HVAC, Hot Water Heater. Ideally located in the award-winning Lower Merion School District, this home is within walking distance of Belmont Hills Elementary School, local parks, the library, community pool, and the vibrant shops and restaurants of Manayunk. With easy access to I-76 and a quick commute to Center City Philadelphia, this home offers the perfect combination of neighborhood charm and urban convenience.

Getting Around

35
WalkingCar-Dependent
0
TransitVery Limited Transit
42
BikeSomewhat Bikeable

Schools

10/10
Belmont Hills El SchoolGrades K-40.3 mi
9/10
10/10

Construction

Condition

  • Year built: 1925

Materials

  • Foundation: Concrete Perimeter
  • Construction materials: Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Colonial
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Electric Water Heater,Gas Water Heater
  • Laundry features: Lower Level,Laundry Room

Basement

  • Has basement: Yes
  • Basement: Partially Finished,Walk-Out Access

Bedroom2

  • Level: Main

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Level: Main

Features

  • Flooring: Hardwood
  • Finished area below ground: 450
  • Finished area above ground: 1,090

Heating & Cooling

  • Heating features: Hot Water,Radiant,Electric,Natural Gas
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,540
  • Total interior livable area: 1,540 sqft

Kitchen

  • Level: Main

Laundry

  • Level: Lower

Living Room

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Main

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 400046452002
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: None
  • Patio & porch: Patio

Lot

  • Lot size: 6,250 sqft
  • Features: Front Yard,Rear Yard,SideYard(s)
  • Lot size dimensions: 50.00 x 0.00

Parking

  • Total spaces: 4
  • Parking features: Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 4

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,776$33,312
Home Insurance *$167$2,004
Property Taxes $590$7,080
Electricity $224$2,692
Total$3,757$45,084
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$128,811/yr
40% on housing$112,710/yr
45% on housing$100,186/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$356This listing

vs Other Active Listings

Avg $/sqft

ZIP 19004$272
Montgomery County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 19004$359
Montgomery County$247

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-10Price change$524,000
2026-07-22Listed for sale$549,000
2013-12-17Sold$230,000
2013-10-31Price change$239,000
2013-09-27Listed for sale$250,000
2010-01-29Sold$264,000
2009-11-14Listed for sale$269,000
2000-05-15Sold$139,000

For Sale by Agent

AgentDamon Michels
BrokerageKW Main Line - Narberth

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