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2514 Cross More St, Valrico, FL, 33594

5beds
3baths
3,723sqft
$524,990
$141price/sqft
$4,346/moest. monthly cost
$173,840/yrincome needed

About This Home

Welcome to this spacious 5-bedroom, 3-full bathroom home located in Valrico, FL. This property features a spacious open floor plan with a bright living area, 9’4” first floor ceilings, spacious kitchen with an oversized island, and a cozy dining space with tray ceilings. The updated large kitchen with 42" espresso cabinets and granite counter tops and stainless steal appliances looks out onto a casual dinning space. The home also features a whole house water filtration system and a Rain Bird sprinkler system. In addition to the 5 bedrooms there is an extra private office/den with wood flooring. The primary suite suite offers a private retreat with tray ceilings, an en-suite bathroom, and two walk-in closets. All bedrooms are above average in size. The upstairs great room/loft is just under 700 sq. ft. with wood flooring, tray ceilings, and boasts a wet bar. It has plenty of space for a pool table. Enjoy extra space with an air-conditioned bright Florida room with glass windows and a well-maintained backyard, perfect for relaxation and entertainment, ready for a future pool. Conveniently situated near local amenities and schools, this home offers both comfort and convenience. You don't want to miss the opportunity to make this house your ‘home’.

Getting Around

25
WalkingCar-Dependent
0
TransitVery Limited Transit
34
BikeSomewhat Bikeable

Schools

8/10
Valrico Elementary SchoolGrades PK-51.1 mi
3/10
Mann Middle SchoolGrades 6-82.3 mi
3/10
Brandon High SchoolGrades 9-123.5 mi

Construction

Condition

  • Property condition: Completed
  • Year built: 2014

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Range,Refrigerator
  • Laundry features: Inside

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 130
  • Dimensions: 13x10

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 144
  • Dimensions: 12x12

Bedroom4

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 154
  • Dimensions: 11x14

Bedroom5

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 132
  • Dimensions: 11x12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3

Features

  • Ceiling Fan(s),PrimaryBedroom Upstairs,Walk-In Closet(s)
  • Flooring: Carpet,Tile,Hardwood

Heating & Cooling

  • Heating features: Central,Natural Gas
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,723
  • Total interior livable area: 3,723 sqft

Kitchen

  • Level: First

Living Room

  • Level: First
  • Area: 247
  • Dimensions: 13x19

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Second
  • Area: 234
  • Dimensions: 13x18

Property

Details

  • Parcel number: U19292191300000400042.0
  • Zoning: PD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Patio
  • Exterior features: Sidewalk

Lot

  • Lot size: 5,500 sqft
  • Features: Level

Parking

  • Total spaces: 2
  • Parking features: Driveway
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate
  • Heat Wave
    Heat WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Cold Wave
Hurricane
Inland Flooding
Lightning
Tornado
Hail
Heat Wave
Tsunami

FEMA Declared Disasters in Hillsborough County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,654$31,848
Home Insurance *$461$5,532
Property Taxes $857$10,284
Electricity $374$4,496
Total$4,346$52,152
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$149,005/yr
40% on housing$130,380/yr
45% on housing$115,893/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.1%
13.1%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 4.8%
4.8%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$141This listing

vs Other Active Listings

Avg $/sqft

ZIP 33594$111
Hillsborough County$216

vs Homes Sold Last Month

Median $/sqft

ZIP 33594$200
Hillsborough County$231

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-07Price change$549,900
2026-04-18Listed for sale$560,000
2020-08-11Sold$330,000
2020-06-17Pending sale$319,900
2020-06-13Listed for sale$319,900
2019-06-04Listing removed$334,000
2019-04-29Price change$334,000
2019-03-29Listed for sale$339,000
2014-05-30Sold$286,500

For Sale by Agent

AgentRalph Harvey
BrokerageLISTWITHFREEDOM.COM

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