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45 Bickwick Ln, Palm Coast, FL, 32137

4beds
3baths
2,487sqft
$489,649
$197price/sqft
$3,490/moest. monthly cost
$139,600/yrincome needed

About This Home

3 Bedrooms + Den/Office • 3 Bath Welcome to your new Captiva floorplan home, part of the Cornerstone collection. This spacious 3 bedroom, 3 bathroom home is eagerly awaiting a new family to call it their own. As you enter through the foyer, you'll immediately notice the well-designed layout. To your left, there is a dining room, perfect for hosting gatherings and enjoying meals together. On the right, you'll find a flex space that can be used as a den, office, or a versatile room to suit your needs. Conveniently tucked between the den and one of the bedrooms, there is a full bathroom, ensuring easy access for guests or occupants of the adjacent bedroom. As you continue into the great room, you'll discover two additional bedrooms that share a jack and jill bathroom. This bathroom features a thoughtful design with a linen closet and a separate toilet and shower space, allowing for privacy and maximizing functionality.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
26
BikeSomewhat Bikeable

Schools

6/10
5/10
Matanzas High SchoolGrades 7,9-121.2 mi
6/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Other

  • Builder name: Holiday Builders

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Interior Area

  • Total interior livable area: 2,487 sqft

Property

Details

  • Parcel number: 0711317035010600500

Features

  • Levels: 1.0
  • Stories: 1

Parking

  • Total spaces: 3
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,475$29,700
Home Insurance *$455$5,460
Property Taxes $310$3,720
Electricity $250$3,003
Total$3,490$41,880
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$119,657/yr
40% on housing$104,700/yr
45% on housing$93,066/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 32137$242
Flagler County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 32137$203
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-12-19Price change$489,649
2025-10-07Listed for sale$479,649
2024-11-07Sold$68,500

New Construction Spec

BrokerageHoliday Builders

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