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39 Turtle Ridge Dr, Flagler Beach, FL, 32136

5beds
4baths
3,457sqft
$599,000
$173price/sqft
$4,599/moest. monthly cost
$183,960/yrincome needed

About This Home

This 5-bedroom, 4-bathroom house is situated on a "PREMIUM LAKEFRONT LOT" in wonderful Eagle Lakes. A stunning lakefront view, offers a peaceful relaxed setting.Just minutes from Flagler Beach and I95. Entering the house, you'll be amazed by the expansive open floor-plan that seamlessly integrates the living room, dining room, and kitchen areas. No wasted space! The kitchen features elegant granite countertops, 42" cabinets, double ovens and massive island adding a touch of sophistication, utility and durability. Cooking is a pleasure because of the panoramic views of the tranquil lake. Each of the five bedrooms is oversized sized, offering plenty of space for relaxation and privacy. Each bedroom has a walk in closet. The master bedroom includes its own en-suite bathroom, complete with luxurious amenities such as a soaking tub and a HUGE walk-in shower. A Massive bonus room can be used as a mother-in-law suite or as media/bonus room. Newer AC unit. Throughout the home, large windows allow natural light to flood the rooms and provide breathtaking views of the surrounding landscape. You'll find the screened patio perfect for entertaining or simply unwinding while taking in the serene lake views. This home combines the comfort of spacious living areas with the elegance of granite finishes and the tranquility of a lakefront lot. Plenty of square footage at a great price for SUCH an upscale community.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

7/10
4/10
4/10

Construction

Condition

  • Year built: 2017

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Oven,Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Electric Dryer Hookup,Inside,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,Open Floorplan,Primary Bedroom Main Floor,Solid Surface Counters,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile

Great Room

  • Level: First
  • Area: 500
  • Dimensions: 20x25

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Zoned

Interior Area

  • Total structure area: 4,600
  • Total interior livable area: 3,457 sqft

Kitchen

  • Level: First
  • Area: 160
  • Dimensions: 16x10

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 300
  • Dimensions: 20x15

Property

Details

  • Parcel number: 3512312010000000090
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: Two
  • Stories: 2
  • Patio & porch: Covered,Rear Porch,Screened
  • Exterior features: Irrigation System,Permeable Paving,Private Yard,Sidewalk
  • Has view: Yes
  • View description: Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges
  • Waterbody name: COMMUNITY LAKE

Lot

  • Lot size: 10,000 sqft
  • Lot size dimensions: 80 x 125

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Lightning
    LightningModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Inland Flooding
Lightning
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,028$36,336
Home Insurance *$575$6,900
Property Taxes $649$7,788
Electricity $347$4,174
Total$4,599$55,188
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$157,680/yr
40% on housing$137,970/yr
45% on housing$122,640/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$173This listing

vs Other Active Listings

Avg $/sqft

ZIP 32136$228
Flagler County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 32136$286
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2025-11-29Listed for sale$599,000
2025-09-07Listing removed$598,500
2025-06-25Price change$598,500
2025-06-17Price change$604,500
2025-05-02Price change$609,500
2025-04-03Price change$619,500
2025-01-05Price change$624,900
2024-09-18Price change$629,900
2024-08-28Listed for sale$634,900
2024-07-25Pending sale$634,900
2024-07-25Listed for sale$634,900
2024-07-25Pending sale$634,900
2024-07-14Listed for sale$634,900
2024-07-11Listing removed$640,000
2024-05-22Price change$640,000
2024-05-14Price change$660,000
2024-05-05Price change$670,000
2024-03-18Price change$675,000
2024-02-15Price change$685,000
2024-01-18Price change$690,000
2023-11-29Price change$695,000
2023-11-09Listed for sale$705,000
2017-06-12Sold$367,585

For Sale by Agent

AgentJennifer Jewels
BrokerageCOLDWELL BANKER (HAMMOCK)

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