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40 Rock Hill Rd, Bala Cynwyd, PA, 19004

3beds
2baths
1,600sqft
$400,000
$250price/sqft
$2,797/moest. monthly cost
$111,880/yrincome needed

About This Home

Rare mixed-use opportunity in the heart of Bala Cynwyd! Located at 40 Rock Hill Road, this approximately 1,600-square-foot end-unit townhome offers exceptional flexibility for residential, commercial, or live/work use. Currently configured as professional office space, the property is ideally suited for a business owner seeking a highly visible location, a buyer looking to create a convenient home office, or someone ready to convert it back into a charming residence. The main level features a welcoming living room with a fireplace, a bright sunroom, a formal dining room, and a kitchen, providing a layout that easily adapts to a variety of uses. The second floor offers three spacious rooms currently utilized as offices, along with two half bathrooms, creating an ideal workspace or the framework for future residential living. An added bonus is the private side parking area with space for approximately 15 vehicles, a rare amenity in this desirable location. Situated just minutes from I-76 and Center City Philadelphia, the property is also within walking distance of Wawa, CVS, local shops and restaurants, and the scenic Cynwyd Heritage Trail. Award winning Lower Merion Schools. Whether you are searching for office space, a live/work property, an investment opportunity, or a home with exceptional flexibility, 40 Rock Hill Road offers endless possibilities in one of the Main Line's most convenient locations.

Getting Around

41
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

10/10
Belmont Hills El SchoolGrades K-40.2 mi
9/10
10/10

Construction

Condition

  • Year built: 1930

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Stone

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Gas Water Heater

Basement

  • Has basement: Yes
  • Basement: Unfinished,Walk-Out Access

Bedroom2

  • Level: Upper

Bedroom3

  • Level: Upper

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • 1/2 bathrooms: 2

Dining Room

  • Level: Main

Features

  • Built-in Features,Ceiling Fan(s),Dining Area,Floor Plan - Traditional
  • Flooring: Carpet
  • Finished area below ground: 0
  • Finished area above ground: 1,600

Half Bath

  • Level: Upper

Half Bath

  • Level: Upper

Heating & Cooling

  • Heating features: Hot Water,Natural Gas
  • Cooling features: Window Unit(s),Electric

Interior Area

  • Total structure area: 1,600
  • Total interior livable area: 1,600 sqft

Kitchen

  • Level: Main

Living Room

  • Level: Main

Other

  • Level: Main

Primary Bedroom

  • Level: Upper

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 400051956006
  • Zoning: 1160 MIX
  • Special condition: Standard

Features

  • Levels: Two
  • Stories: 2
  • Pool features: None
  • Exterior features: Sidewalks,Street Lights

Lot

  • Lot size: 5,300 sqft
  • Features: Front Yard,SideYard(s)
  • Lot size dimensions: 65.00 x 0.00

Parking

  • Total spaces: 15
  • Parking features: Driveway,Private,Parking Lot
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Winter Weather
    Winter WeatherRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate

How This Home’s Risks Compare

Winter Weather
Cold Wave
Heat Wave
Inland Flooding
Strong Wind

FEMA Declared Disasters Across Pennsylvania Counties

Flood
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,022$24,264
Home Insurance *$121$1,452
Property Taxes $430$5,160
Electricity $224$2,692
Total$2,797$33,564
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$95,897/yr
40% on housing$83,910/yr
45% on housing$74,586/yr

Pennsylvania FAIR Plan Programs

Insurance Placement Facility of Pennsylvania/FAIR Plan

Covered
WildfireWildfire
Add-on available
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,982Commercial: 984
Total Premiums$5.34M
Total Exposure$1.33B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 9.9%
9.9%
0%30.0%
Electricity Growth Rate10-year average: 8.4%
8.4%
0%15.0%
Property Taxes Growth Rate2-year average: -1.3%
-1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$250This listing

vs Other Active Listings

Avg $/sqft

ZIP 19004$274
Montgomery County$233

vs Homes Sold Last Month

Median $/sqft

ZIP 19004$359
Montgomery County$247

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-10Listed for sale$400,000
1990-03-15Sold$175,000

For Sale by Agent

AgentDamon Michels
BrokerageKW Main Line - Narberth

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