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108 Karas Trl, Palm Coast, FL, 32164

2beds
2baths
1,905sqft
$424,900
$223price/sqft
$3,242/moest. monthly cost
$129,680/yrincome needed

About This Home

Under Construction. This home offers tile flooring throughout the main living areas and the owner’s suite, creating a bright and cohesive feel. The kitchen is beautifully upgraded with quartz countertops, upgraded cabinetry, and 42" upper cabinets, providing both style and generous storage. Granite countertops in the bathrooms continue the elegant finishes throughout the home. The den offers flexible space ideal for a home office or hobby room. With modern upgrades, a comfortable layout, and a carefree lifestyle. Come explore all it has to offer—set up your showing today! Bring Offers!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

4/10
Bunnell Elementary SchoolGrades PK-53.2 mi
4/10
4/10

Construction

Condition

  • Property condition: Under Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Stucco

Other

  • Builder model: Norris II
  • Builder name: SeaGate Homes

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Microwave,Range
  • Laundry features: Laundry Room

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 110
  • Dimensions: 10x11

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 2
  • Full bathrooms: 2

Den

  • Level: First
  • Area: 120
  • Dimensions: 10x12

Dining Room

  • Level: First
  • Area: 88
  • Dimensions: 8x11

Features

  • Open Floorplan,Solid Surface Counters,Split Bedroom,Walk-In Closet(s)
  • Flooring: Ceramic Tile

Great Room

  • Level: First
  • Area: 396
  • Dimensions: 18x22

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,593
  • Total interior livable area: 1,905 sqft

Kitchen

  • Level: First
  • Area: 190
  • Dimensions: 19x10

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 238
  • Dimensions: 14x17

Property

Details

  • Parcel number: 0711317065004800060
  • Zoning: SFR3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Irrigation System

Lot

  • Lot size: 10,019 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,148$25,776
Home Insurance *$283$3,396
Property Taxes $614$7,368
Electricity $197$2,366
Total$3,242$38,904
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$111,154/yr
40% on housing$97,260/yr
45% on housing$86,453/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$223This listing

vs Other Active Listings

Avg $/sqft

ZIP 32164$176
Flagler County$228

vs Homes Sold Last Month

Median $/sqft

ZIP 32164$185
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-09Listed for sale$424,900
2024-07-29Sold$48,000
2024-01-02Sold$40,000
1997-06-02Sold$9,500

New Construction

AgentTommie Krawiec
BrokerageSEAGATE REAL ESTATE INC

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