See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

45 ZONAL GERANIUM TRAIL, Palm Coast, FL, 32164

4beds
3baths
2,381sqft
$409,999
$172price/sqft
$3,094/moest. monthly cost
$123,760/yrincome needed

About This Home

Better than new! Open concept 4 bedroom 3 bath 3 car garage home with a Stone front and front porch. Perfect floorplan for entertaining, inside and outside. Extended screened in lani overlooks private wooded backyard. 8 foot tall sliding glass door let the light in! Large windows over the breakfast area with included Zebra blinds. Designed with durability and lasting quality features. The short list includes Oversized driveway, and garage, commercial gutter system, concrete and block construction, storm shutters, interior wall insulation for a quiet private home. Extra Insulation means the energy bills are lower than homes half this size. Irrigation system on well. Matching exterior shed with rollup door. Curb appeal concrete landscaping with granite stone in the beds. Beautiful landscaping includes multiple Birds of Paradise plants, Bizmark palm trees, the list is endless. Interior features 12 foot ceilings in the common areas and 9'4 in the bedrooms and bathrooms. Leaded glass front door, Extra exterior lighting, like spotlighting all around, coach lamps, LED porch lights. Smart home switches for Ecko or Alexa systems. Ceiling fans, LED lighting, Custom interior access doors with latches. Large Granite kitchen features kitchenaid dishwasher, Maytag Refrigerator,Microwave,and Stove. Kitchen Vented Exhaust to Outside. Screened in expanded outdoor living includes Television and wooded back. Features like 3 linen closets, walk in Pantry, pull down attic steps. Garage has been built out to 24 feet to accommodate full size 4 door vehicles. Smart garage door openers you can open and close the doors from anywhere in the world! Split open concept floor plan has 3 separate sleeping areas for the 4 bedrooms. This house is made for comfort and to easily entertain all your friends and family. Granite countertops, tile flooring, marble window sills. The list is endless! Located close to Route 1 and 100, but tucked away on a quiet trail with almost no traffic!. Put this home on your list you will be surprised and impressed.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

5/10
Bunnell Elementary SchoolGrades PK-52.7 mi
5/10
4/10

Construction

Condition

  • Year built: 2020

Materials

  • Foundation: Concrete Perimeter
  • Roof: Shingle
  • Construction materials: Block,Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary,Craftsman
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Disposal,Dryer,Electric Water Heater,Exhaust Fan,Microwave,Other,Range,Refrigerator,Washer
  • Laundry features: Laundry Room

Bathroom1

  • Features: Linen Closet
  • Level: First
  • Area: 60
  • Dimensions: 10x6

Bathroom2

  • Features: Linen Closet
  • Level: First

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 135.42
  • Dimensions: 12.2x11.1

Bedroom2

  • Features: Built-in Closet
  • Level: First
  • Area: 135.42
  • Dimensions: 12.2x11.1

Bedroom3

  • Features: Built-in Closet
  • Level: First
  • Area: 135.42
  • Dimensions: 12.2x11.1

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3

Dinette

  • Features: No Closet
  • Level: First
  • Area: 96.9
  • Dimensions: 9.5x10.2

Dining Room

  • Features: No Closet
  • Level: First
  • Area: 208
  • Dimensions: 16x13

Family Room

  • Features: No Closet
  • Level: First
  • Area: 297
  • Dimensions: 18x16.5

Features

  • Attic Fan,Ceiling Fan(s),Eating Space In Kitchen,High Ceilings,Open Floorplan,Smart Home,Stone Counters,Thermostat,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Window Treatments,Hurricane Shutters
  • Flooring: Carpet,Ceramic Tile,Laminate

Foyer

  • Level: First

Heating & Cooling

  • Heating features: Central,Exhaust Fan,Heat Pump,Reverse Cycle
  • Cooling features: Central Air

Interior Area

  • Total structure area: 3,383
  • Total interior livable area: 2,381 sqft

Kitchen

  • Features: Kitchen Island,Walk-In Closet(s)
  • Level: First

Laundry

  • Level: First

Living Room

  • Features: No Closet
  • Level: First
  • Area: 150
  • Dimensions: 12x12.5

Primary Bathroom

  • Features: Water Closet/Priv Toilet,Linen Closet
  • Level: First

Primary Bedroom

  • Features: En Suite Bathroom,Walk-In Closet(s)
  • Level: First
  • Area: 238.64
  • Dimensions: 15.7x15.2

Property

Details

  • Parcel number: 0711317063001000130
  • Zoning: SFR3
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Front Porch,Patio,Screened
  • Exterior features: Irrigation System,Lighting,Private Mailbox,Rain Gutters,Storage
  • Residential vegetation: Mature Landscaping

Lot

  • Lot size: 10,106 sqft

Parking

  • Total spaces: 3
  • Parking features: Driveway,Garage Door Opener,Guest,Oversized
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tornado
Heat Wave
Inland Flooding
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Flagler County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$273$3,276
Property Taxes $509$6,108
Electricity $239$2,875
Total$3,094$37,128
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$106,080/yr
40% on housing$92,820/yr
45% on housing$82,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 2.9%
2.9%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$172This listing

vs Other Active Listings

Avg $/sqft

ZIP 32164$177
Flagler County$229

vs Homes Sold Last Month

Median $/sqft

ZIP 32164$185
Flagler County$192

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-02Price change$409,999
2026-07-22Price change$429,900
2026-06-20Price change$439,900
2026-05-23Listed for sale$449,900
2020-08-04Sold$275,100
2019-12-11Sold$20,000
1997-09-15Sold$11,900

For Sale by Agent

AgentAnthony Lucca
BrokeragePALM COAST MARKETING

Similar Homes