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2055 46th Avenue, Vero Beach, FL, 32966

3beds
2baths
1,732sqft
$379,999
$219price/sqft
$2,848/moest. monthly cost
$113,920/yrincome needed

About This Home

Charming 3 bedroom, 2 bathroom home featuring an open floor plan perfect for entertaining! The spacious layout offers a desirable split bedroom design for added privacy. The kitchen is the heart of the home with a large island, ideal for gatherings and everyday living. Step outside to a private backyard with patio--perfect for relaxing or hosting guests. Located in a quiet neighborhood on a dead-end street, this home offers peace, privacy, and comfortable living all in one.

Getting Around

49
WalkingCar-Dependent
0
TransitVery Limited Transit
43
BikeSomewhat Bikeable

Schools

6/10
7/10
5/10
Vero Beach High SchoolGrades 9-121.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2016

Materials

  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Main Level Primary,Split Bedrooms
  • Flooring: Carpet

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 1,732
  • Total interior livable area: 1,732 sqft

Kitchen

  • Level: Main
  • Area: 117
  • Dimensions: 13 X 9

Living Room

  • Level: Main
  • Area: 234
  • Dimensions: 18 X 13

Master Bedroom

  • Level: Main
  • Area: 154
  • Dimensions: 14 X 11

Property

Details

  • Parcel number: 33390400036000100013.0
  • Zoning: RS-6

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Patio
  • Exterior features: Outdoor Living Area
  • Has view: Yes
  • View description: Garden
  • Waterfront features: None

Lot

  • Lot size: 6,970 sqft
  • Features: < 1/4 Acre
  • Lot size dimensions: 70.0 ft x 100.0 ft

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,921$23,052
Home Insurance *$272$3,264
Property Taxes $458$5,496
Electricity $197$2,366
Total$2,848$34,176
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$97,645/yr
40% on housing$85,440/yr
45% on housing$75,946/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$219This listing

vs Other Active Listings

Avg $/sqft

ZIP 32966$136
Indian River County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 32966$216
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-13Price change$399,900
2026-04-09Price change$405,000
2026-03-23Price change$414,900
2026-02-23Listed for sale$419,900
2025-12-19Sold$320,000
2016-09-14Sold$222,800

For Sale by Agent

AgentDonna E Cameron
BrokerageHome Free Today Realty

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