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2481 SW SILVERADO Street, Palm City, FL, 34990

3beds
2baths
1,751sqft
$489,900
$280price/sqft
$3,726/moest. monthly cost
$149,040/yrincome needed

About This Home

Welcome to Murano of Palm City! Built by D.R. Horton in 2013, this thoughtfully designed single-story home offers a spacious, flexible layout with room for everyone to gather, relax, or enjoy their own space. Two generous living areas, a formal dining room, and a casual breakfast area off the kitchen create a comfortable flow for both everyday living and entertaining. The expansive primary suite includes a versatile flex space perfect for a sitting area, home office, workout space, or personalized dressing area. Also featured, is a generously sized walk-in closet and an en-suite bath with dual sinks, a soaking tub, and separate walk-in shower. The kitchen offers both style and function with 36-inch wood cabinetry, granite countertops, and brand-new appliances, making this home truly move-in ready. Tile flooring throughout the main living areas adds to the home's clean and easy to care for appeal. Enjoy peaceful preserve views from the screened lanai, along with added peace of mind from complete hurricane protection with impact windows AND shutters. Additional upgraded features include a paver driveway, 2022 HVAC system, and newer water heater. Murano is an all-ages, pet-friendly community with low HOA dues, a community pool, scenic walkways, mature trees, and lush landscaping. Conveniently located just minutes from Florida's Turnpike, public boat ramp with ocean access, shopping, dining, and more, this home offers the perfect blend of comfort, convenience, and the desirable Florida lifestyle.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
45
BikeSomewhat Bikeable

Schools

9/10
8/10
6/10
Martin County High SchoolGrades 9-122.2 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2013

Materials

  • Roof: Spanish Tile
  • Construction materials: Block

Other

  • Builder name: D.R. Horton

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Electric Cooktop,Electric Range,Electric Water Heater,Freezer,Disposal,Microwave,Oven,Range,Refrigerator,Water Heater,Washer
  • Laundry features: Laundry Room,Laundry Tub,Sink

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Breakfast Bar,Bedroom on Main Level,Breakfast Area,Bathtub,Dining Area,Separate/Formal Dining Room,Dual Sinks,Main Level Primary,Pantry,Split Bedrooms,Soaking Tub,Separate Shower
  • Window features: Storm Window(s)
  • Flooring: Tile

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,275
  • Total interior livable area: 1,751 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 133840037000007700
  • Zoning: Resident
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Pool features: Association
  • Patio & porch: Patio,Screened
  • Exterior features: Outdoor Living Area
  • Has view: Yes
  • View description: Preserve

Lot

  • Lot size: 4,500 sqft
  • Features: < 1/4 Acre

Parking

  • Total spaces: 4
  • Parking features: Attached,Driveway,Garage,Garage Door Opener,Paver Block
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,477$29,724
Home Insurance *$418$5,016
Property Taxes $634$7,608
Electricity $197$2,366
Total$3,726$44,712
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$127,748/yr
40% on housing$111,780/yr
45% on housing$99,360/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$280This listing

vs Other Active Listings

Avg $/sqft

ZIP 34990$290
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 34990$285
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-07Listed for sale$489,900
2021-05-03Sold$346,400
2021-04-08Pending sale$346,400
2021-03-27Price change$346,400
2021-03-16Listed for sale$349,000
2021-03-10Sold$330,800
2020-12-29Price change$325,000
2020-10-31Price change$339,900
2020-10-09Price change$342,990
2020-09-24Listed for sale$350,000
2014-06-26Sold$250,505
2013-12-11Price change$249,990
2013-11-07Price change$258,560
2013-10-02Price change$257,560
2013-09-05Price change$256,560
2013-08-16Price change$255,560
2013-08-02Price change$249,865
2013-07-02Price change$247,865
2013-06-05Listed for sale$245,865

For Sale by Agent

AgentSonya R. Coleman
BrokerageKeller Williams Realty Of The Treasure Coast

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