295 Estuary Dr, Indian River Shores, FL, 32963
About This Home
Positioned in the estate section of The Estuary, this 2023 5BR 5.5BA custom home w/ first-floor primary suite epitomizes coastal elegance. Stunning 5,500 sq ft residence showcases custom millwork, European white oak floors, and Thermador/Sub-Zero kitchen with quartz countertops. Striking fireplace is framed by exquisite natural quartzite. Poised on a private ½+ acre Intracoastal lot overlooking the tranquil Bee Gum Point bird sanctuary, the outdoor oasis comprised of pool, patio, summer kitchen, and covered porches, embraces seamless Florida indoor/outdoor living. Private dock/lift.
Getting Around
Car-Dependent
Very Limited Transit
Not Bike FriendlySchools
Construction
Condition
- Year built: 2023
Materials
- Roof: Tile
- Construction materials: Block,Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Two Story
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Built-In Oven,Dryer,Gas Water Heater,Microwave,Range,Refrigerator,Wine Cooler,Washer
- Laundry features: Lower Level,Laundry Room,Laundry Tub,In Unit
Bedroom
- Dimensions: 15x18
Bedroom
- Dimensions: 16x14
Bedroom
- Dimensions: 14x15
Bedroom
- Dimensions: 15x18
Bedroom
- Dimensions: 13x18
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 6
- Full bathrooms: 5
- 1/2 bathrooms: 1
Family Room
- Dimensions: 18x26
Features
- Closet Cabinetry,Crown Molding,High Ceilings,Kitchen Island,Primary Downstairs,Pantry,Split Bedrooms,Walk-In Closet(s),French Door(s)/Atrium Door(s)
- Door features: French Doors,Sliding Doors
- Window features: Window Treatments
- Flooring: Marble,Tile,Wood
- Number of fireplaces: 1
- Fireplace: Yes
Foyer
- Dimensions: 12x8
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air,3+ Units
Interior Area
- Total interior livable area: 5,501 sqft
Kitchen
- Dimensions: 18x14
Living Room
- Dimensions: 18x26
Property
Details
- Parcel number: 32401900040000300003.0
- Zoning: ,
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Pool features: Free Form,Electric Heat,Heated,Other,Pool,Salt Water
- Patio & porch: Covered,Porch
- Exterior features: Balcony,Fence,Sprinkler/Irrigation,Outdoor Shower,Porch,Propane Tank - Owned
- Has view: Yes
- View description: Canal,Preserve,River
- Has water view: Yes
- Water view: Canal,River
- On waterfront: Yes
- Waterfront features: Canal Access,Intracoastal Access
- Frontage length: 154
- Living area range: 5501-6000
Lot
- Lot size: 0.56 Acres
- Features: 1/2 to 1 Acre Lot
- Lot size dimensions: 149 x 172
Parking
- Total spaces: 3
- Parking features: Three Car Garage,Three or more Spaces
- Has garage: Yes
- Attached garage spaces: 3
- Covered spaces: 3
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Indian River County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $24,903 | $298,836 |
| Home Insurance * | $9,417 | $113,004 |
| Property Taxes | $4,777 | $57,324 |
| Electricity | $553 | $6,643 |
| Total | $39,650 | $475,800 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-02 | Price change | $4,925,000 |
| 2025-10-24 | Listed for sale | $5,425,000 |
| 2025-04-30 | Listing removed | $5,925,000 |
| 2025-02-06 | Price change | $5,925,000 |
| 2024-07-30 | Listed for sale | $6,325,000 |
| 2021-03-26 | Sold | $800,000 |
| 2020-11-25 | Price change | $850,000 |
| 2018-12-05 | Price change | $875,000 |
| 2016-05-03 | Price change | $975,000 |
| 2015-12-17 | Price change | $995,000 |
| 2014-09-26 | Listed for sale | $990,000 |
| 2012-05-23 | Listing removed | $850,000 |
| 2011-12-23 | Listed for sale | $850,000 |
| 2005-03-18 | Sold | $895,000 |
For Sale by Agent
View on Zillow