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406 9th Court, Vero Beach, FL, 32962

5beds
3baths
3,942sqft
$1,025,000
$260price/sqft
$8,218/moest. monthly cost
$328,720/yrincome needed

About This Home

Nearly an acre of coastal paradise! This 2016 concrete block estate offers ultimate privacy with a gated perimeter wall, metal roof, and impact windows for low insurance. Just minutes from the beach, the sprawling grounds feature a saltwater pool with a new heater/chiller for year-round luxury. The property includes a versatile guest apartment, massive storage attic, and a large driveway. Whether you're relaxing in your resort-style backyard or enjoying the high-efficiency interior, this home offers endless possibilities and total peace of mind.

Getting Around

36
WalkingCar-Dependent
0
TransitVery Limited Transit
46
BikeSomewhat Bikeable

Schools

4/10
Citrus Elementary SchoolGrades K-51.6 mi
6/10
Oslo Middle SchoolGrades 6-81.2 mi
5/10
Vero Beach High SchoolGrades 9-121.6 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2016

Materials

  • Roof: Metal
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Electric Range,Electric Water Heater,Disposal,Microwave,Refrigerator,Water Heater,Washer
  • Laundry features: Inside

Bedroom2

  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Bedroom3

  • Level: Main
  • Area: 132
  • Dimensions: 11 X 12

Bedroom4

  • Level: Main
  • Area: 169
  • Dimensions: 13 X 13

Bedroom5

  • Level: Main
  • Area: 121
  • Dimensions: 11 X 11

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 5

Dining Room

  • Level: Main
  • Area: 80
  • Dimensions: 8 X 10

Features

  • Cathedral Ceiling(s),Kitchen Island,Main Level Primary,Pantry,Split Bedrooms,Vaulted Ceiling(s),Walk-In Closet(s)
  • Window features: Sliding
  • Flooring: Linoleum,Vinyl,Wood
  • Fireplace features: Wood Burning
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total structure area: 3,942
  • Total interior livable area: 3,942 sqft

Kitchen

  • Level: Main
  • Area: 300
  • Dimensions: 20 X 15

Living Room

  • Level: Main
  • Area: 391
  • Dimensions: 17 X 23

Master Bedroom

  • Level: Upper
  • Area: 240
  • Dimensions: 16 X 15

Property

Details

  • Parcel number: 33391300010000000007
  • Zoning: RES
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Private pool: Yes
  • Pool features: In Ground,Salt Water
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Outdoor Living Area
  • Has view: Yes
  • View description: Other
  • Waterfront features: None

Lot

  • Lot size: 1 Acres
  • Features: 1-2 Acres,Sprinkler System

Parking

  • Total spaces: 5
  • Parking features: Circular Driveway,Driveway
  • Has uncovered spaces: Yes
  • Uncovered spaces: 5

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Inland Flooding
Strong Wind
Tsunami

FEMA Declared Disasters in Indian River County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,182$62,184
Home Insurance *$1,548$18,576
Property Taxes $1,092$13,104
Electricity $396$4,760
Total$8,218$98,616
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$281,760/yr
40% on housing$246,540/yr
45% on housing$219,146/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.3%
13.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$260This listing

vs Other Active Listings

Avg $/sqft

ZIP 32962$114
Indian River County$316

vs Homes Sold Last Month

Median $/sqft

ZIP 32962$208
Indian River County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$1,025,000
2026-04-10Price change$1,040,000
2026-03-01Listed for sale$1,049,000
2025-10-02Listing removed$1,150,000
2025-09-03Price change$1,150,000
2025-07-31Price change$1,250,000
2025-07-21Price change$1,380,000
2025-06-10Price change$1,455,000
2025-05-19Listed for sale$1,495,000
2024-02-05Sold$950,000
2023-12-18Contingent$999,999
2023-11-21Price change$999,999
2023-06-04Price change$1,250,000
2023-05-26Price change$900,000
2023-05-25Listed for sale$950,000
2015-03-27Sold$22,500

For Sale by Agent

AgentJeffrey R Ripple
BrokerageBillero & Billero Properties

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