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590 De Narvaez Dr, Longboat Key, FL, 34228

4beds
4baths
3,243sqft
$4,123,000
$1,271price/sqft
$30,915/moest. monthly cost
$1,236,600/yrincome needed

About This Home

Step into a new era of coastal modern living with this breathtaking, newly constructed waterfront retreat, perfectly positioned on the exclusive north end of Longboat Key. Designed with intention and offered fully turnkey-furnished, this residence is a refined sanctuary where architectural elegance meets cutting-edge technology and relaxed sophistication. The grand entry leads into a dramatic great room, showcasing driftwood-accented ceilings and expansive floor-to-ceiling windows that flood the space with natural light. From here, the home flows effortlessly into the open dining area and chef’s kitchen, where rich wood-tone custom cabinetry, premium appliances, and clean modern lines create an atmosphere of understated luxury. Just off the dining space, you’ll find an expansive entertainer’s room with its own full bath—ideal for hosting dinner parties, events, or enjoying a night in with guests. Upstairs, the home’s private quarters await. Bedrooms two and three are located on the second level, while the third floor is reserved entirely for the primary suite, accessible by private elevator. This executive-level retreat features multiple walk-in closets, serene private balconies overlooking the water, and a spa-inspired primary bathroom designed with curated finishes and timeless style. Throughout the home, attention to detail is evident in every finish and feature—including a full Lutron lighting system, motorized shades, integrated surround sound, and a Brinks security system with CCTV monitoring. Outside, the coastal lifestyle truly comes to life. Enjoy a resort-style pool, fire pit lounge, and a brand-new private dock just a few homes away from open water—offering easy access to the Gulf and endless boating adventures. This property was crafted to bring people together, whether relaxing with family or entertaining in style.

Getting Around

16
WalkingCar-Dependent
0
TransitVery Limited Transit
37
BikeSomewhat Bikeable

Schools

8/10
4/10
2/10
Bayshore High SchoolGrades 9-125.1 mi

Construction

Condition

  • Property condition: Completed
  • New construction: Yes
  • Year built: 2024

Materials

  • Foundation: Slab
  • Roof: Membrane,Other
  • Construction materials: Block

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dishwasher,Dryer,Ice Maker,Microwave,Other,Range,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Built-in Features,Ceiling Fan(s),Eating Space In Kitchen,Elevator,High Ceilings,Kitchen/Family Room Combo,Open Floorplan,Other,Thermostat,Walk-In Closet(s)
  • Door features: Outdoor Grill,Outdoor Kitchen,Outdoor Shower,Sliding Doors
  • Window features: Blinds,Window Treatments,Hurricane Shutters
  • Flooring: Engineered Hardwood,Porcelain Tile
  • Fireplace features: Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 4,195
  • Total interior livable area: 3,243 sqft

Kitchen

  • Level: First

Living Room

  • Level: First

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Third

Property

Details

  • Parcel number: 7857400001
  • Zoning: R4SF
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Private pool: Yes
  • Pool features: Heated,In Ground,Lighting,Other
  • Exterior features: Awning(s),Balcony,Garden,Irrigation System,Lighting,Other,Outdoor Grill,Outdoor Kitchen,Outdoor Shower,Storage
  • Has view: Yes
  • View description: Water
  • Water view: Water

Lot

  • Lot size: 10,001 sqft
  • Lot size dimensions: 100 x 100

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingVery High
  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Lightning
Tornado
Tsunami

FEMA Declared Disasters in Manatee County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $20,848$250,176
Home Insurance *$3,495$41,940
Property Taxes $6,246$74,952
Electricity $326$3,916
Total$30,915$370,980
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,059,942/yr
40% on housing$927,450/yr
45% on housing$824,400/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 11.9%
11.9%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.6%
3.6%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$1,271This listing

vs Other Active Listings

Avg $/sqft

ZIP 34228$721
Manatee County$264

vs Homes Sold Last Month

Median $/sqft

ZIP 34228$667
Manatee County$239

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-01-20Listed for sale$4,123,000
2025-10-24Listing removed$4,340,000
2025-06-16Listed for sale$4,340,000
2017-07-01Listing removed$475,000
2017-03-20Price change$475,000
2016-12-28Listed for sale$550,000
2011-09-12Sold$228,400
2011-06-03Listed for sale$243,361

New Construction

AgentCole Collins
BrokerageCOLDWELL BANKER REALTY

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