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774 SW Winston Avenue, Palm City, FL, 34990

4beds
3baths
3,009sqft
$1,075,000
$357price/sqft
$8,009/moest. monthly cost
$320,360/yrincome needed

About This Home

The Rarest of Opportunities in the Enclave of Copperleaf - Offered for the First Time! Located in the highly sought-after "Phase IV" of Copperleaf, this Arthur Rutenberg-built 4 bedroom (plus office) home has been meticulously cared for. Perfectly situated on a generous .53 acre lakefront lot. Homesite is cradled by protected preserves on both the east side, and directly in front of the residence, providing the utmost privacy and natural feel. Enter the home and you will immediately recognize the elevated finishes that Rutenberg is known for, including lavish wood trim, distinctive accents, and an open, but defined floor plan. Luxurious kitchen serves as the heart of the home, and flows into an ample main living area. Designated dining area can also serve as additional living. In addition to the bedrooms, a dedicated office allows for multiple uses. Primary suite and bath are a sanctuary, and split from the guest rooms. Family and guests will appreciate the sizes of the three guest rooms. Additional sensible features deliver peace of mind, including impact glass windows and doors, whole house carbon water filtration system, reverse osmosis treatment in kitchen, new HVAC (2025), and WiFi enabled irrigation control. The rear covered lanai is an entertainer's dream, offering expansive outdoor entertaining spaces. Backyard provides serene lake vista, and a wide stance. Oversized 3-car garage protects both property and vehicles. Phase IV of Copperleaf provides exclusive phase residents' private gate entrance and exit. The vibrant community delivers myriad monthly activities including game nights, barbecues, food truck rallies, and holiday events. Easy access to both the Florida's Turnpike and I-95, and direct access to the A-rated Martin County schools. Take advantage of this opportunity to secure this showplace in one of the most exceptional communities on the Treasure Coast!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
31
BikeSomewhat Bikeable

Schools

9/10
7/10
5/10
Martin County High SchoolGrades 9-124.3 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2015

Materials

  • Roof: Tile
  • Construction materials: Concrete,Stone,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Electric Cooktop,Electric Range,Disposal,Ice Maker,Microwave,Oven,Refrigerator,Washer
  • Laundry features: Washer Hookup,Inside,Laundry Room,Laundry Tub,Sink

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 3
  • Main level bathrooms: 3
  • Main level bedrooms: 4

Features

  • Bathtub,Dining Area,Separate/Formal Dining Room,High Ceilings,Kitchen Island,Kitchen/Dining Combo,Pantry,Split Bedrooms,Soaking Tub,Separate Shower,Bar,Walk-In Closet(s)
  • Door features: French Doors
  • Flooring: Ceramic Tile,Tile,Wood

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 4,556
  • Total interior livable area: 3,009 sqft

Property

Accessibility

  • Accessibility features: None

Details

  • Parcel number: 023840002000030800
  • Zoning: PUD
  • Special condition: Standard

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio
  • Exterior features: Built-in Barbecue,Barbecue,Outdoor Kitchen,Outdoor Living Area
  • Has view: Yes
  • View description: Pond,Water
  • Has water view: Yes
  • Water view: Pond,Water
  • On waterfront: Yes
  • Waterfront features: Pond

Lot

  • Lot size: 0.53 Acres

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $5,435$65,220
Home Insurance *$917$11,004
Property Taxes $1,355$16,260
Electricity $302$3,633
Total$8,009$96,108
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$274,594/yr
40% on housing$240,270/yr
45% on housing$213,573/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$357This listing

vs Other Active Listings

Avg $/sqft

ZIP 34990$288
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 34990$285
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-05-01Listed for sale$1,095,000
2014-05-13Sold$115,000

For Sale by Agent

AgentStephen Ngo, Illustrated Properties, John Alexander Ehlers, Illustrated Properties/Sewalls
BrokerageIllustrated Properties

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