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1120 SW 34th Street, Palm City, FL, 34990

3beds
2baths
1,601sqft
$610,000
$381price/sqft
$4,622/moest. monthly cost
$184,880/yrincome needed

About This Home

New construction 2026 custom-built Showcase Designer Home. 3BR/2BA residence in a prime Palm City location. Featuring lush landscaping, a private backyard, and no HOA, this thoughtfully designed home offers an open, light-filled floor plan vaulted tongue and groove ceilings, Stainless appliances, quartz counters and designer lighting fixtures throughout. Open the impact sliders to your open patio with room for a pool. Split-bedroom layout provides privacy, while the spacious primary suite includes his/her closets and vanities. Full laundry room with a wash sink too! Enjoy the convenience of being walking distance to Downtown Palm City's shops, dining, and The Patio. ''A'' rated schools and close to I95 and turnpike for commuters.

Getting Around

61
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

9/10
7/10
5/10
Martin County High SchoolGrades 9-121.2 mi

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Roof: Metal
  • Construction materials: Block,Concrete

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Cooktop,Dryer,Dishwasher,Electric Range,Microwave,Refrigerator,Washer
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2
  • Main level bathrooms: 2
  • Main level bedrooms: 3

Features

  • Dining Area,Separate/Formal Dining Room,Dual Sinks,High Ceilings,Kitchen Island,Kitchen/Dining Combo,Walk-In Closet(s)
  • Flooring: Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,313
  • Total interior livable area: 1,601 sqft

Kitchen

  • Level: Main
  • Area: 100
  • Dimensions: 10 X 10

Living Room

  • Level: Main
  • Area: 720
  • Dimensions: 24 X 30

Master Bedroom

  • Level: Main
  • Area: 96
  • Dimensions: 12 X 8

Property

Details

  • Parcel number: 173841001042000303
  • Zoning: residential
  • Special condition: Listed As-Is

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Covered,Patio,Porch
  • Exterior features: Outdoor Living Area,Room For Pool
  • Has view: Yes
  • View description: Garden
  • Waterfront features: None

Lot

  • Lot size: 7,500 sqft
  • Features: Sprinklers Automatic,< 1/4 Acre

Parking

  • Total spaces: 1
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Attached garage spaces: 1
  • Covered spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningVery High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,084$37,008
Home Insurance *$520$6,240
Property Taxes $821$9,852
Electricity $197$2,366
Total$4,622$55,464
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$158,468/yr
40% on housing$138,660/yr
45% on housing$123,253/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$381This listing

vs Other Active Listings

Avg $/sqft

ZIP 34990$289
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 34990$285
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-25Price change$645,000
2026-01-30Listed for sale$655,000
2020-08-08Sold$88,000
2018-08-14Sold$99,000
2018-08-03Listed for sale$99,000

New Construction

AgentDanielle Miller
BrokerageThe Brokerage Treasure Coast

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