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697 SW Sun Cir, Palm City, FL, 34990

5beds
4baths
3,015sqft
$799,000
$265price/sqft
$6,034/moest. monthly cost
$241,360/yrincome needed

About This Home

Welcome to Copperleaf! This exceptional lakefront home boasts over 3,000 sqft of meticulously designed living space, 3 car garage and fenced yard. Positioned on a premium lot with no neighbors directly across the water, this 5 bed, 4 bath home offers privacy and scenic beauty. The heart of the home features a spacious kitchen with an expansive center island, breakfast bar, walk-in pantry, and eat-in area that opens into the family room. The ground floor includes a dedicated bedroom and full bath—perfect for a quiet workspace or guest bedroom. Upstairs, the sprawling primary suite features a massive walk-in closet, an elegant bathroom with dual vanities, soaking tub, and walk-in shower. Additionally, Jack 'n Jill bedrooms with shared bath, an additional en-suite bedroom with private bath, and conveniently located laundry room. Step outside to a covered patio overlooking peaceful water vistas. Residents enjoy access to community clubhouse, pool, tennis, and play area.

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
35
BikeSomewhat Bikeable

Schools

10/10
8/10
6/10
Martin County High SchoolGrades 9-124.9 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 2012

Materials

  • Roof: Composition,Shingle
  • Construction materials: Concrete,Stucco

Type & Style

  • Home type: SingleFamily
  • Architectural style: Mediterranean
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Dishwasher,Disposal,Microwave,Range,Refrigerator,Washer

Bedroom2

  • Level: Second
  • Dimensions: 12 x 12

Bedroom3

  • Level: Second
  • Dimensions: 12 x 11

Bedroom4

  • Level: Second
  • Dimensions: 13 x 11

Bedroom5

  • Level: Main
  • Dimensions: 12 x 12

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 4
  • Full bathrooms: 4

Dining Room

  • Level: Main
  • Dimensions: 15 x 11

Family Room

  • Level: Main
  • Dimensions: 19 x 15

Features

  • Built-in Features,Bathtub,Separate/Formal Dining Room,Dual Sinks,Eat-in Kitchen,Garden Tub/Roman Tub,High Ceilings,Kitchen Island,Living/Dining Room,Pantry,Separate Shower,Upper Level Primary,Bar,Walk-In Closet(s)

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air,Ceiling Fan(s)

Interior Area

  • Total structure area: 3,878
  • Total interior livable area: 3,015 sqft

Kitchen

  • Level: Main
  • Dimensions: 21 x 16

Living Room

  • Level: Main
  • Dimensions: 17 x 12

Master Bedroom

  • Level: Second
  • Dimensions: 16 x 15

Property

Details

  • Parcel number: 023840002000007500

Features

  • Stories: 2
  • Pool features: Community
  • On waterfront: Yes
  • Waterfront features: Lake

Lot

  • Lot size: 10,018 sqft

Parking

  • Total spaces: 3
  • Parking features: Attached,Garage,Garage Door Opener
  • Has garage: Yes
  • Covered spaces: 3

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneVery High
  • Lightning
    LightningRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Inland Flooding
    Inland FloodingModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Lightning
Coastal Flooding
Inland Flooding
Strong Wind
Tornado
Wildfire
Tsunami

FEMA Declared Disasters in Martin County and Florida

Flood
Hurricane
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $4,040$48,480
Home Insurance *$682$8,184
Property Taxes $1,009$12,108
Electricity $303$3,641
Total$6,034$72,408
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$206,880/yr
40% on housing$181,020/yr
45% on housing$160,906/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 14.8%
14.8%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 3.3%
3.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$265This listing

vs Other Active Listings

Avg $/sqft

ZIP 34990$289
Martin County$354

vs Homes Sold Last Month

Median $/sqft

ZIP 34990$285
Martin County$295

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-22Listed for sale$799,000
2021-03-24Listing removed--
2018-05-27Listing removed$470,000
2018-05-27Listed for sale$470,000
2018-05-21Sold$469,000
2018-03-09Pending sale$470,000
2018-02-18Listed for sale$470,000
2012-10-31Sold$321,500
2012-07-03Listed for sale$336,455

For Sale by Agent

AgentChristine Brady
BrokerageRE/MAX of Stuart

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