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200 HOUR GLASS CIRCLE, Hawthorne, FL, 32640

3beds
2baths
1,620sqft
$499,000
$308price/sqft
$3,826/moest. monthly cost
$153,040/yrincome needed

About This Home

Experience the quiet beauty of lakefront living in this never-lived-in custom home completed in 2024. Nestled on 2.5 acres along the shores of Hour Glass Lake in Cue Lake Hills, this property offers a rare combination of modern construction, expansive views, and the privacy of a peaceful rural setting. Wake up each morning to stunning lake views and enjoy the tranquility of nature from nearly every room in the home. The spacious primary suite overlooks the water and features a large walk-in closet, while the open living areas are designed to maximize the breathtaking scenery. Step outside onto the expansive 8' x 30' covered porch—the perfect place to enjoy your morning coffee, watch wildlife along the shoreline, or take in colorful sunsets over the lake. The property is zoned AG, allowing for horses and offering the added benefit of lower property taxes compared to many residential properties. With plenty of room to roam, garden, or simply enjoy the open space, this acreage provides flexibility and privacy that is increasingly difficult to find. An adjacent parcel is also available for purchase, creating a unique opportunity to expand your acreage, enhance your privacy, or establish a larger homestead overlooking the lake. Inside, the home showcases quality craftsmanship throughout, including 12-foot ceilings, recessed lighting, ceiling fans, granite countertops, and custom solid-wood cabinetry designed specifically for the kitchen and primary bath. The thoughtfully designed kitchen includes two pantries, under-cabinet lighting, and a built-in Lazy Susan for added convenience. Additional features include: Oversized two-car garage; 220-volt hookup on the rear porch for a future hot tub; Irrigation system with timer extending to the front of the property; Beautifully landscaped yard with Bahia grass and sweet viburnum; Decorative retaining walls providing both visual appeal and shoreline protection; Engineered berms and swales designed to direct water away from the home during heavy rains. Whether you're seeking a full-time residence, a quiet retreat, or a place to enjoy the natural beauty of North Florida, this exceptional lakefront property offers the perfect balance of comfort, privacy, and country living.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
24
BikeSomewhat Bikeable

Schools

3/10
3/10
Interlachen High SchoolGrades 7-125.5 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: HardiPlank Type,Wood Frame

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Range,Refrigerator
  • Laundry features: Inside

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 2
  • Full bathrooms: 2

Features

  • Ceiling Fan(s),High Ceilings,Open Floorplan,Solid Wood Cabinets,Vaulted Ceiling(s),Walk-In Closet(s)
  • Flooring: Luxury Vinyl

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,195
  • Total interior livable area: 1,620 sqft

Kitchen

  • Level: First
  • Area: 192
  • Dimensions: 12x16

Living Room

  • Level: First
  • Area: 440
  • Dimensions: 20x22

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: First
  • Area: 400
  • Dimensions: 20x20

Property

Details

  • Parcel number: 350923186000200220
  • Zoning: AG
  • Special condition: None

Features

  • Levels: One
  • Stories: 1
  • Exterior features: Private Entrance,Private Yard,Rain Gutters
  • Has view: Yes
  • View description: Trees/Woods,Water,Lake
  • Has water view: Yes
  • Water view: Water,Lake
  • On waterfront: Yes
  • Waterfront features: Lake Front,Lake Privileges
  • Waterbody name: HOUR GLASS LAKE

Lot

  • Lot size: 2.49 Acres

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,523$30,276
Home Insurance *$410$4,920
Property Taxes $696$8,352
Electricity $197$2,366
Total$3,826$45,912
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$131,177/yr
40% on housing$114,780/yr
45% on housing$102,026/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$308This listing

vs Other Active Listings

Avg $/sqft

ZIP 32640$147
Putnam County$150

vs Homes Sold Last Month

Median $/sqft

ZIP 32640$173
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-17Price change$489,000
2026-06-12Price change$499,000
2025-08-26Price change$520,000
2025-08-20Price change$529,500
2025-08-19Price change$520,000
2025-07-23Price change$529,500
2025-05-07Price change$530,000
2025-02-17Price change$550,000
2020-06-29Price change$39,500
2018-12-21Listed for sale$34,500
2005-02-03Sold$19,500

For Sale by Agent

AgentBenjamin Burkley
BrokerageMAISON

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