543 PALMETTO BLUFF Road, Palatka, FL, 32177
About This Home
** Seller to Pay Closing Costs with Full Price Offer ** Builder spared no expense: - Spray Foam Insulation for Energy Savings - Deep Well - Upgraded Finishes and Appliances - Glass Door in Master Shower - Wood Shelving in Closets Incredible Value... This Home is Listed Almost at Cost! Listing Agent is Builder and Seller
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Oven,Refrigerator
- Laundry features: Electric Dryer Hookup,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Jack and Jill Bath,Kitchen Island,Split Bedrooms
Heating & Cooling
- Heating features: Central
- Cooling features: Central Air
Interior Area
- Total interior livable area: 1,334 sqft
Property
Details
- Parcel number: 260827815200900040
- Attached to another structure: Yes
Features
- Levels: One
- Stories: 1
- Fencing: Other
Lot
- Lot size: 10,018 sqft
Parking
- Total spaces: 1
- Parking features: Carport
- Covered spaces: 1
- Carport: Yes
- Carport spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Coastal Flooding
- Inland Flooding
- Strong Wind
- Tornado
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,440 | $17,280 |
| Home Insurance * | $317 | $3,804 |
| Property Taxes | $307 | $3,684 |
| Electricity | $197 | $2,366 |
| Total | $2,261 | $27,132 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-08-12 | Price change | $272,900 |
| 2026-07-26 | Listing removed | $2,300 |
| 2026-07-26 | Listed for sale | $284,900 |
| 2026-07-16 | Listed for rent | $2,300 |
| 2026-07-16 | Listing removed | $269,900 |
| 2026-06-10 | Listed for sale | $269,900 |
| 2026-06-09 | Listing removed | $274,900 |
| 2026-05-21 | Price change | $274,900 |
| 2026-03-30 | Price change | $284,900 |
| 2026-03-02 | Price change | $299,900 |
| 2026-02-25 | Price change | $300,000 |
| 2026-01-21 | Listed for sale | $310,000 |
| 2026-01-04 | Listing removed | $314,900 |
| 2025-10-16 | Listed for sale | $314,900 |
| 2024-06-12 | Sold | $15,000 |
| 2024-05-28 | Pending sale | $20,000 |
| 2024-03-22 | Listed for sale | $20,000 |
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