See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

119 PINE Trail, Melrose, FL, 32666

1beds
1baths
898sqft
$189,900
$211price/sqft
$1,369/moest. monthly cost
$54,760/yrincome needed

About This Home

Welcome to this beautifully built 2024 home located on a quiet, wooded lot in Melrose. This 898 sq ft, 1-bedroom, 1-bath home with a bonus room offers modern, low-maintenance living in turn-key, like-new condition. The open-concept layout features luxury vinyl plank flooring, neutral finishes, and abundant natural light. The kitchen includes granite countertops, stainless steel appliances, white cabinetry, and a functional island, opening seamlessly to the living area. The primary bedroom is well-sized with ample closet space, while the bonus room provides flexibility for a home office, guest room, or nursery. The bathroom is finished with modern fixtures and a tiled tub/shower combo. Sliding glass doors lead to a peaceful backyard surrounded by mature trees. With new construction quality and no updates needed, this home is ideal for a first-time buyer, downsizer, or anyone seeking a move-in-ready property in a quiet North Florida setting.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
25
BikeSomewhat Bikeable

Schools

8/10
Melrose Elementary SchoolGrades PK-63.7 mi
3/10
Interlachen High SchoolGrades 7-129.3 mi

Construction

Condition

  • Year built: 2024

Materials

  • Roof: Shingle
  • Construction materials: Composition Siding

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Convection Oven,Dishwasher,Electric Oven,Electric Range,Refrigerator,Washer/Dryer Stacked,Water Softener Owned

Bedrooms & Bathrooms

  • Bedrooms: 1
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Flooring: Laminate

Heating & Cooling

  • Heating features: Central,Heat Pump
  • Cooling features: Central Air

Interior Area

  • Total interior livable area: 898 sqft

Property

Details

  • Parcel number: 100923340701100030

Features

  • Levels: One
  • Stories: 1

Lot

  • Lot size: 0.50 Acres

Parking

  • Parking features: Circular Driveway
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Inland Flooding
    Inland FloodingRelatively High
  • Lightning
    LightningRelatively High
  • Tornado
    TornadoRelatively High
  • Heat Wave
    Heat WaveModerate
  • Strong Wind
    Strong WindModerate
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Inland Flooding
Lightning
Tornado
Heat Wave
Strong Wind
Wildfire
Tsunami

FEMA Declared Disasters in Putnam County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $960$11,520
Home Insurance *$111$1,332
Property Taxes $101$1,212
Electricity $197$2,366
Total$1,369$16,428
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$46,937/yr
40% on housing$41,070/yr
45% on housing$36,506/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 16.3%
16.3%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.3%
1.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$211This listing

vs Other Active Listings

Avg $/sqft

ZIP 32666$184
Putnam County$151

vs Homes Sold Last Month

Median $/sqft

ZIP 32666$212
Putnam County$177

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-22Price change$199,000
2026-03-18Price change$209,000
2026-01-28Listed for sale$218,000
2023-07-05Sold$10,500
2023-06-08Pending sale$10,995
2023-05-26Price change$10,995
2023-05-19Listed for sale$9,995
2023-04-10Sold$1,900

For Sale by Agent

AgentBranden Waters
BrokerageTREVOR WATERS REALTY, INC.

Similar Homes