1307 OCEAN Street, Palatka, FL, 32177
About This Home
Your AMERICAN DREAM HOME is UNDER CONSTRUCTION with Precision Home Builders A VETERAN OWNED AND OPERATED custom home builder company. Be the VERY FIRST OWNER of A BRAND NEW 3 Bedrooms 2.5 baths home. THE MAGNOLIA Model has an attached two car garage with an open front porch and covered back lanai. The Kitchen with solid wood cabinets, plenty of drawers and an island to grab a quick breakfast. Spray foam attics, Quartz counters throughout, Luxury Laminate Flooring, Central AC and an inside laundry room with washer/dryer hookups UPSTAIRS with the 3 bedrooms and 2 full bathrooms. YOU as the NEW HOME OWNER have the choice to quite a few other upgrades the builder offers IF YOU GO UNDER CONTRACT before the home has been completed. Be the first of many homeowners that will trust Florida Precision Builders and make their NEW CONSTRUCTION your NEW HOME in THE NEW YEAR. Other properties currently available: 911 N 14th St, Palatka, FL AND 228 Dawn AND 101 Yawn Ave, Interlachen Fl
Getting Around
Car-Dependent
Very Limited Transit
Very BikeableSchools
Construction
Condition
- New construction: Yes
- Year built: 2026
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Disposal,Electric Range,Refrigerator
Bedroom2
- Level: Second
- Area: 168
- Dimensions: 14.00 x 12.00
Bedroom3
- Level: Second
- Area: 144
- Dimensions: 12.00 x 12.00
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric
Kitchen
- Level: Main
- Area: 375
- Dimensions: 25.00 x 15.00
Laundry
- Level: Second
- Area: 48
- Dimensions: 8.00 x 6.00
Living Room
- Level: Main
- Area: 256
- Dimensions: 16.00 x 16.00
Master Bedroom
- Level: Second
- Area: 285
- Dimensions: 19.00 x 15.00
Property
Details
- Parcel number: 421027685024400400
- Zoning description: Residential
Features
- Stories: 2
Lot
- Lot size: 4,791 sqft
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Lightning
- Inland Flooding
- Strong Wind
- Tornado
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters in Putnam County and Florida
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $1,314 | $15,768 |
| Home Insurance * | $289 | $3,468 |
| Property Taxes | $450 | $5,400 |
| Electricity | $197 | $2,366 |
| Total | $2,250 | $27,000 |
Income You'd Need if You Spent...
Florida FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-29 | Price change | $259,900 |
| 2026-03-18 | Price change | $274,000 |
| 2026-01-05 | Price change | $275,000 |
| 2025-12-17 | Listed for sale | $335,000 |
| 2025-01-27 | Sold | $1,447 |
| 2004-09-15 | Sold | $1,400 |
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