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4309 REGAL TOWN LANE, Lake Mary, FL, 32746

3beds
4baths
2,307sqft
$368,000
$160price/sqft
$2,732/moest. monthly cost
$109,280/yrincome needed

About This Home

This stunning 3-story END-UNIT townhome offers charming POND VIEW, along with quick access to the Florida Trail. HVAC was replaced in 2020. The first floor features a bonus room, a convenient half bath, access to the front porch, and a spacious two-car garage. The second floor showcases a gourmet kitchen with stainless steel appliances, granite countertops, and an oversized dining area overlooking the picturesque pond, perfect for entertaining and everyday living. On the third floor, you’ll find a spacious primary suite complete with a tray ceiling, walk-in closet, and a luxurious en-suite bathroom. Two additional bedrooms share a full bathroom, providing comfort and flexibility for family or guests. Located in the highly desirable Riviera community in Lake Mary, this home is surrounded by excellent shopping, dining, and entertainment options and is zoned for top-rated schools. Schedule your private showing today — this could be the dream home you’ve been waiting for!

Getting Around

70
WalkingVery Walkable
0
TransitVery Limited Transit
71
BikeVery Bikeable

Schools

7/10
7/10
5/10
Lake Mary High SchoolGrades 9-121.3 mi

Construction

Condition

  • Year built: 2012

Materials

  • Foundation: Slab
  • Roof: Shingle
  • Construction materials: Block,Brick,Stucco

Type & Style

  • Home type: Townhouse
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Dryer,Electric Water Heater,Microwave,Range,Refrigerator,Washer
  • Laundry features: Laundry Closet

Bedroom2

  • Features: Walk-In Closet(s)
  • Level: Third
  • Area: 120
  • Dimensions: 12x10

Bedroom3

  • Features: Walk-In Closet(s)
  • Level: Third
  • Area: 121
  • Dimensions: 11x11

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 2
  • 1/2 bathrooms: 2

Bonus Room

  • Features: No Closet
  • Level: First
  • Area: 240
  • Dimensions: 16x15

Features

  • Ceiling Fan(s),Eating Space In Kitchen,Living Room/Dining Room Combo,Walk-In Closet(s)
  • Flooring: Carpet,Ceramic Tile

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,757
  • Total interior livable area: 2,307 sqft

Kitchen

  • Level: Second
  • Area: 285
  • Dimensions: 19x15

Living Room

  • Level: Second
  • Area: 336
  • Dimensions: 21x16

Primary Bedroom

  • Features: Walk-In Closet(s)
  • Level: Third
  • Area: 240
  • Dimensions: 20x12

Property

Details

  • Parcel number: 18203052100000390
  • Zoning: PUD
  • Special condition: None

Features

  • Levels: Three Or More
  • Stories: 3
  • Exterior features: Rain Gutters
  • Has view: Yes
  • View description: Pond
  • Has water view: Yes
  • Water view: Pond

Lot

  • Lot size: 1,103 sqft

Parking

  • Total spaces: 2
  • Parking features: Garage - Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Hurricane
Lightning
Strong Wind
Tornado

FEMA Declared Disasters in Seminole County and Florida

Coastal Storm
Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Depression
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,860$22,320
Home Insurance *$259$3,108
Property Taxes $381$4,572
Electricity $232$2,786
Total$2,732$32,784
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$93,668/yr
40% on housing$81,960/yr
45% on housing$72,853/yr

Florida FAIR Plan Programs

Citizens Property Insurance Corporation [Florida]

Covered
WildfireWildfire
HailHail
WindWind
Visit Website →
Current Policies
Residential: 1,321,953Commercial: 13,564
Total Premiums$4.60B
Total Exposure$385.82B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 13.0%
13.0%
0%30.0%
Electricity Growth Rate10-year average: 2.2%
2.2%
0%15.0%
Property Taxes Growth Rate2-year average: 1.1%
1.1%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$160This listing

vs Other Active Listings

Avg $/sqft

ZIP 32746$217
Seminole County$186

vs Homes Sold Last Month

Median $/sqft

ZIP 32746$250
Seminole County$241

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-07-09Price change$368,000
2026-05-31Listed for sale$369,000
2013-03-04Sold$213,115
2012-12-08Price change$214,490
2012-10-27Listed for sale$216,905

For Sale by Agent

AgentXiuer Zhou, LLC
BrokerageFLORIDA REALTY INVESTMENTS

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