409 Colley Ln, Saint Simons Island, GA, 31522
About This Home
LOWEST PRICE IN "THE COMMONS"! Wollace says; "BEST front yard for a 5 year old...and I can ride my bike to school."Beautifully remodeled home with an open floor plan and thoughtful upgrades throughout. The main-level primary suite features a large walk-in shower, dual sinks with marble counters, and a spacious walk-in closet. The kitchen offers a new 5-burner gas range, newer microwave, pantry, slide-out shelving, and a breakfast bar. A sunroom at the rear of the home adjoins a screened porch, creating flexible indoor-outdoor living. Upstairs are two additional bedrooms and a full bathroom. Outside, enjoy a back patio and a covered grilling area with an infrared heater. Additional improvements include two A/C units (one replaced May 2025), complete crawl space encapsulation with dehumidifier in 2022 (transferable warranty—see seller’s disclosure), an enlarged gutter system, and pre-wiring for off-grid capability. The oversized two-car garage provides workshop space. Located in a quiet cul-de-sac, across the street from a small park. Only 5 minutes to Harris Teeter, CVS, Book store, boutique clothing shops.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1999
Materials
- Foundation: Crawlspace
- Roof: Asphalt
- Construction materials: Concrete
Type & Style
- Home type: SingleFamily
- Architectural style: Bungalow
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Some Gas Appliances,Dryer,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Self Cleaning Oven,Washer
- Laundry features: Laundry Room
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 3
- Full bathrooms: 2
- 1/2 bathrooms: 1
Features
- Breakfast Bar,Tray Ceiling(s),Coffered Ceiling(s),Country Kitchen,Pantry,Ceiling Fan(s),Programmable Thermostat,Wired for Data
- Window features: Double Pane Windows
- Flooring: Carpet,Hardwood
Heating & Cooling
- Heating features: Electric,Forced Air
- Cooling features: Central Air,Electric
Interior Area
- Total interior livable area: 1,923 sqft
Master Bathroom
- Level: Main
Master Bedroom
- Level: Main
Property
Details
- Parcel number: 0409833
- Zoning description: Residential
Features
- Levels: Two
- Stories: 2
- Patio & porch: Covered,Open,Patio,Porch,Screened
- Exterior features: Covered Patio,Sprinkler/Irrigation
- Fencing: Wood,Fenced
- Has view: Yes
- View description: Park/Greenbelt
Lot
- Lot size: 8,276 sqft
- Features: Sprinkler System
- Lot size dimensions: ,,,
Parking
- Total spaces: 2
- Parking features: Garage
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Wildfire
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $2,932 | $35,184 |
| Home Insurance * | $266 | $3,192 |
| Property Taxes | $237 | $2,844 |
| Electricity | $219 | $2,637 |
| Total | $3,654 | $43,848 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-04-27 | Price change | $579,900 |
| 2026-03-25 | Listed for sale | $599,000 |
| 2022-07-02 | Sold | $550,000 |
| 2007-04-23 | Sold | $374,000 |
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