123 Plemmons Dr, Saint Simons Island, GA, 31522
About This Home
Custom Contemporary Retreat with Guest Cottage & Marsh Views – No HOA Nestled on approximately 1.2 wooded acres on Saint Simons Island, this custom-built contemporary home offers a rare blend of privacy, modern comfort, and marsh views. The main residence spans just over 2,000 square feet with 3 bedrooms and 2 bathrooms. The first floor features a welcoming living room, dining area, kitchen, laundry room, primary bedroom with en suite bathroom, and a dedicated office. Upstairs, a bonus room/landing area connects two additional bedrooms and a shared full bathroom, providing flexible space for guests or hobbies. The property also includes a charming guest cottage of over 600 square feet, complete with its own living room, kitchenette, washer/dryer hookup, 1 bedroom, and 1 bathroom—ideal for extended family, visiting friends, or as a private studio. Both the main home and guest cottage have their own garages, offering convenience and extra storage. A spacious deck spans the full length of the rear of the main home, creating a perfect spot for entertaining, morning coffee, or soaking in the peaceful wooded and marsh backdrop. The generous lot size ensures plenty of room to enjoy the outdoors while maintaining privacy. Located in a quiet neighborhood with no HOA, this property offers the freedom to enjoy your home and land without restrictive covenants. All of this is just minutes from Saint Simons Island’s beaches, shopping, dining, and activities—making it equally suited as a full-time residence, vacation getaway, or multi-generational retreat.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2001
Materials
- Foundation: Crawlspace,Raised
- Roof: Asphalt
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Architectural style: Contemporary
- Property subType: Single Family Residence
Interior
Basement
- Basement: Crawl Space
Bedrooms & Bathrooms
- Bedrooms: 4
- Bathrooms: 3
- Full bathrooms: 3
Features
- Attic
- Flooring: Carpet,Wood
- Fireplace features: Family Room,Wood Burning
- Fireplace: Yes
- Attic: Partially Floored
Interior Area
- Total interior livable area: 2,689 sqft
Property
Details
- Parcel number: 0409158
- Zoning description: Res Single
Features
- Patio & porch: Deck,Open
- Exterior features: Outdoor Shower,Paved Driveway
- Fencing: Partial
- Has view: Yes
- View description: Marsh View,Other
Lot
- Lot size: 1.21 Acres
- Features: 1 to 5 Acres
- Lot size dimensions: ,,,
Parking
- Total spaces: 4
- Parking features: Attached,Driveway,Underground,Garage Door Opener,Paved
- Has garage: Yes
- Attached garage spaces: 4
- Covered spaces: 4
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Wildfire
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,449 | $53,388 |
| Home Insurance * | $403 | $4,836 |
| Property Taxes | $315 | $3,780 |
| Electricity | $261 | $3,135 |
| Total | $5,428 | $65,136 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-10 | Price change | $895,000 |
| 2025-08-12 | Listed for sale | $915,000 |
| 1997-11-01 | Sold | $69,900 |
View on Zillow