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225 W Point Dr, Saint Simons Island, GA, 31522

3beds
4baths
3,023sqft
$595,000
$197price/sqft
$4,423/moest. monthly cost
$176,920/yrincome needed

About This Home

A stunning 360+ year-old Live Oak Tree anchors the front yard and can be admired from inside the home, making this private, naturally landscaped wildlife habitat an irresistible retreat you’ll want to call your own. This spacious home offers comfort, character, and incredible versatility. Designed with accessibility in mind, the property includes an elevator and offers a bedroom/bathroom that is wheelchair accessible. The main level (upper) features 3 bedrooms and 3 full bathrooms, including two primary suites with ensuite baths and beautiful travertine showers. Other rooms (possibly more bedrooms) include a study with an electric fireplace and there is an Office with built in shelving. The kitchen is well-appointed with granite countertops and abundant cabinet space, perfect for both everyday living and entertaining. Step outside and enjoy the lovely walk-out deck, accessible from the kitchen, primary bedroom, and study—ideal for relaxing or hosting gatherings. The home sits on a private ½-acre lot surrounded by natural landscaping, highlighted by a stunning, Live Oak Tree in the front yard. The backyard features a former koi pond with a statue that needs to be cleaned up and restored to function. The lower level provides exceptional additional space, including a half bath, storage/work rooms, and an office—perfect for a home business, studio, or hobby space. A large two-car, two-door garage offers ample room for vehicles and storage, while additional parking is accessible from both streets. Located in a quiet, historic neighborhood lined with oak trees, this property is a nature lover’s dream with endless potential. Being sold as-is. Home offers: Central Vacuum, Generator Transfer Switch, Laminate floors 3 yrs old, HVAC 2006, Roof is 3 yrs old, Live Oak Registered with Live Oak Society Registry. Easy to show!

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Glynn Middle SchoolGrades 6-88.6 mi
10/10
Glynn AcademyGrades 9-128.5 mi

Construction

Condition

  • Year built: 1996

Materials

  • Foundation: Pillar/Post/Pier,Slab
  • Roof: Metal
  • Construction materials: Concrete,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dishwasher,Oven,Range,Refrigerator,Range Hood
  • Laundry features: Laundry Room,Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Pantry,Ceiling Fan(s),Fireplace
  • Flooring: Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Library,Ventless
  • Fireplace: Yes
  • Attic: Scuttle

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 3,023 sqft

Property

Accessibility

  • Accessibility features: Low Threshold Shower,Accessible Approach with Ramp

Details

  • Parcel number: 0409247
  • Zoning description: Residential

Features

  • Patio & porch: Deck,Open,Porch
  • Exterior features: Porch
  • Has view: Yes
  • View description: Residential

Lot

  • Lot size: 0.48 Acres
  • Features: Level,Subdivision
  • Lot size dimensions: ,,,

Parking

  • Total spaces: 2
  • Parking features: Attached,Garage,Garage Door Opener,Rear/Side/Off Street
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Wildfire
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,008$36,096
Home Insurance *$273$3,276
Property Taxes $849$10,188
Electricity $293$3,524
Total$4,423$53,076
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$151,645/yr
40% on housing$132,690/yr
45% on housing$117,946/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$197This listing

vs Other Active Listings

Avg $/sqft

ZIP 31522$407
Glynn County$350

vs Homes Sold Last Month

Median $/sqft

ZIP 31522$438
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-01Price change$595,000
2026-04-15Listed for sale$599,000
2020-07-29Listing removed$489,900
2019-11-14Listed for sale$489,900
2017-05-17Sold$445,000
2017-04-11Pending sale$465,000
2017-02-28Price change$465,000
2017-02-02Price change$472,000
2017-01-14Price change$472,500
2016-08-05Price change$424,000
2016-07-23Price change$430,000
2016-06-30Listed for sale$445,000

For Sale by Agent

AgentStephanie Webb
BrokerageBHHS Hodnett Cooper Real Estate BWK

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