240 Georgia St, Saint Simons Island, GA, 31522
About This Home
Renovated Coastal 5BR/3.5BA 2300sqft Single Family Home on Saint Simons Island. STVR Eligible, Offering the Ability to Offset Ownership Costs Through Short-Term Rental Use! Kitchen Features Granite Countertops, White Cabinets, Stainless Steel Appliances, Tile Backsplash, Barstool Seating & Dining Area. Living Room w/Cathedral Ceiling, Natural Light & Electric Fireplace. Primary Suite on Main Level w/Private Access to Back Porch & En-Suite Bathroom Featuring Double Vanities & Walk-In Shower. Upper Level Includes Two Bedrooms & Full Guest Bathroom. Finished Lower Level Adds Two Additional Bedrooms & Full Bathroom, Offering Flexible Living Space. Sold Furnished & Ready to Rent Out or Move In! Fully Fenced Spacious Backyard w/Gazebo & Room to Add a Pool. Metal Roof. NO HOA! Property Situated on a Large Lot w/Only One Neighbor. Walking Distance to Redfern Village & Longview Shopping Center w/Local Restaurants & Shopping Including Catch 228, Gnats Landing, Wolf Island Oyster, Ember, Island Pearl & Mongoose.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 1988
Materials
- Foundation: Slab
- Construction materials: Wood Siding
Type & Style
- Home type: SingleFamily
- Architectural style: Traditional
- Property subType: Single Family Residence
Interior
Appliances
- Laundry features: Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Breakfast Area
- Number of fireplaces: 1
- Fireplace features: Living Room
- Fireplace: Yes
- Attic: None
- Common walls with other units/homes: No Common Walls
Heating & Cooling
- Heating features: Central,Electric
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total interior livable area: 2,300 sqft
Property
Details
- Parcel number: 0402701
- Zoning description: Residential
- Special condition: Standard
Features
- Levels: Three Or More
- Stories: 3
- Fencing: Fenced
Lot
- Lot size: 6,098 sqft
- Features: Private
- Lot size dimensions: ,,,
Parking
- Total spaces: 4
- Parking features: Garage Door Opener
- Has garage: Yes
- Attached garage spaces: 1
- Covered spaces: 1
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,019 | $48,228 |
| Home Insurance * | $364 | $4,368 |
| Property Taxes | $1,236 | $14,832 |
| Electricity | $223 | $2,681 |
| Total | $5,842 | $70,104 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-02-27 | Listed for sale | $825,000 |
| 2026-02-25 | Contingent | $825,000 |
| 2026-02-13 | Listed for sale | $825,000 |
| 2020-09-17 | Sold | $387,000 |
| 2020-07-11 | Price change | $385,000 |
| 2020-05-23 | Price change | $399,875 |
| 2020-03-07 | Listed for sale | $430,000 |
| 2017-03-22 | Sold | $270,000 |
| 2017-01-27 | Price change | $277,000 |
| 2016-09-20 | Listed for sale | $287,000 |
| 2005-04-18 | Sold | $249,900 |
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