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809 Mallery St Unit D, Saint Simons Island, GA, 31522

3beds
3baths
1,518sqft
$410,000
$270price/sqft
$2,657/moest. monthly cost
$106,280/yrincome needed

About This Home

Nestled in the heart of St. Simons Island's sought-after South End, this well-loved Beacon Park condominium offers an exceptional opportunity to enjoy island living today while creating value for tomorrow. Owned and cherished as a family retreat for decades, this 3-bedroom, 2.5-bath residence has been carefully maintained and enjoyed by generations of family and friends. With approximately 1,518 square feet of living space, the home offers generous room sizes, abundant storage, a wood-burning fireplace, private fenced courtyard patio, and a floor plan designed for comfortable everyday living or extended coastal getaways. The home remains clean, functional, and move-in ready, allowing a new owner the flexibility to update and personalize over time according to their own vision and style. Beacon Park's desirable location places you just moments from the Pier Village, restaurants, shopping, beaches, pickleball and tennis facilities, parks, and many of the island's most popular attractions. Residents enjoy access to the community pool and appreciate the community's 30-day minimum rental policy, helping preserve the peaceful residential atmosphere many owners seek. Offered furnished, this property presents a rare opportunity to purchase one of the South End's larger condominium floor plans at a price that leaves room for future improvements while enjoying one of St. Simons Island's most desirable locations from day one. Syndication Remarks: Nestled in the heart of St. Simons Island's sought-after South End, this well-loved Beacon Park condominium offers an exceptional opportunity to enjoy island living today while creating value for tomorrow. Owned and cherished as a family retreat for decades, this 3-bedroom, 2.5-bath residence has been carefully maintained and enjoyed by generations of family and friends. With approximately 1,518 square feet of living space, the home offers generous room sizes, abundant storage, a wood-burning fireplace, private fenced courtyard patio, and a floor plan designed for comfortable everyday living or extended coastal getaways. The home remains clean, functional, and move-in ready, allowing a new owner the flexibility to update and personalize over time according to their own vision and style. Beacon Park's desirable location places you just moments from the Pier Village, restaurants, shopping, beaches, pickleball and tennis facilities, parks, and many of the island's most popular attractions. Residents enjoy access to the community pool and appreciate the community's 30-day minimum rental policy, helping preserve the peaceful residential atmosphere many owners seek. Offered furnished, this property presents a rare opportunity to purchase one of the South End's larger condominium floor plans at a price that leaves room for future improvements while enjoying one of St. Simons Island's most desirable locations from day one.

Getting Around

55
WalkingSomewhat Walkable
0
TransitVery Limited Transit
54
BikeBikeable

Schools

8/10
6/10
Glynn Middle SchoolGrades 6-85.3 mi
10/10
Glynn AcademyGrades 9-125.7 mi

Construction

Condition

  • Property condition: Resale
  • Year built: 1980

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: Condo
  • Architectural style: Other
  • Property subType: Condominium

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Microwave,Oven/Range (Combo),Refrigerator,Washer
  • Laundry features: In Kitchen

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 3
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Other,Walk-In Closet(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Finished area below ground: 0
  • Finished area above ground: 1,518

Heating & Cooling

  • Heating features: Central,Electric
  • Cooling features: Ceiling Fan(s),Central Air,Electric

Interior Area

  • Total structure area: 1,518
  • Total interior livable area: 1,518 sqft

Property

Details

  • Parcel number: 0404380

Features

  • Levels: Multi/Split

Lot

  • Lot size: 2,178 sqft
  • Features: Level

Parking

  • Parking features: Assigned

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,073$24,876
Home Insurance *$188$2,256
Property Taxes $177$2,124
Electricity $219$2,637
Total$2,657$31,884
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$91,097/yr
40% on housing$79,710/yr
45% on housing$70,853/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 31522$408
Glynn County$350

vs Homes Sold Last Month

Median $/sqft

ZIP 31522$438
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-21Listed for sale$410,000

For Sale by Agent

AgentKen S Haynes
BrokerageBHHS Hodnett Cooper Real Estate

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