232 Broadway St, Saint Simons Island, GA, 31522
About This Home
Welcome to this charming 1945 bungalow cottage located in the heart of St. Simons Island. This beautifully maintained 2-bedroom, 2-bath home blends timeless coastal character with thoughtful modern updates, creating the perfect island retreat. Inside, you'll find warm hardwood floors, a beautifully renovated kitchen with updated finishes, and tastefully remodeled bathrooms that complement the home's original charm. Natural light fills the inviting living spaces, while the cozy front porch provides the perfect place to enjoy your morning coffee or unwind in the evenings. Step outside to a spacious rear deck overlooking a large, fenced backyard full of possibilities. Whether you envision creating a lush garden, adding a pool, expanding outdoor entertaining spaces, or simply enjoying room to play and relax, this property offers exceptional flexibility. A newly installed driveway and irrigation system further enhance the home's curb appeal and functionality. Conveniently located just minutes from the Village, beaches, shopping, restaurants, and all that St. Simons Island has to offer, this move-in-ready cottage is ideal as a primary residence, second home, or investment opportunity. Easy to show and ready for its next owner. Don't miss your opportunity to own a piece of classic St. Simons Island charm.
Getting Around
Somewhat Walkable
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Property condition: Renovated
- Year built: 1945
Materials
- Roof: Metal
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Disposal,Dishwasher,Gas Range,Ice Maker,Oven,Plumbed For Ice Maker,Refrigerator,Range Hood
- Laundry features: In Bathroom,Electric Dryer Hookup
Bedrooms & Bathrooms
- Bedrooms: 2
- Bathrooms: 2
- Full bathrooms: 2
Features
- Ceiling Fan(s),Soaking Tub,Dressing Area,Single Vanity,Tub/Shower Combo,Primary Suite,Sitting Area
- Window features: No Window Treatments
- Flooring: Hardwood,Laminate
Heating & Cooling
- Heating features: Central,Heat Pump
- Cooling features: Central Air,Electric,Heat Pump
Interior Area
- Total structure area: 1,301
- Total interior livable area: 1,069 sqft
Property
Details
- Parcel number: 0410206
- Special condition: Standard
Features
- Patio & porch: Covered,Deck,Front Porch,Porch,Screened
- Fencing: Wood
Lot
- Lot size: 6,098 sqft
- Features: Back Yard,Landscaped,Private
Parking
- Parking features: Driveway
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Cold Wave
- Hurricane
- Wildfire
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,231 | $38,772 |
| Home Insurance * | $293 | $3,516 |
| Property Taxes | $116 | $1,392 |
| Electricity | $219 | $2,637 |
| Total | $3,859 | $46,308 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-18 | Listed for sale | $639,000 |
| 2015-04-01 | Sold | $199,900 |
| 2015-01-09 | Listed for sale | $199,900 |
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