162 Toluca Ln, Saint Simons Island, GA, 31522
About This Home
Charming 3BR/2BA Home in Prime South Island Location – Walk to the Beach & Village! Nestled at the end of a quiet cul-de-sac in a highly sought-after South Island neighborhood, this single-level, fully furnished home offers privacy, comfort, and coastal convenience. Just a short stroll to St. Simons Beach and Pier Village, the home features an open-concept layout with a spacious great room with fireplace, dining area, and well-appointed kitchen—perfect for relaxing or entertaining. All new vinyl plank flooring in great room, dining, hallway and primary bedroom. Each of the three bedrooms includes a generous walk-in closet, and there’s an additional storage closet ideal for beach gear. With no HOA and located in an X flood zone, this property combines peace of mind with flexibility. Recent updates include a new roof and gutters (less than one year old). Currently active in a vacation rental program with future bookings in place, this home presents an excellent investment opportunity or a ready-to-enjoy second home. Don’t miss your chance to own a slice of Island life! Home cannot be shown when tenant occupied.
Getting Around
Somewhat Walkable
Very Limited Transit
BikeableSchools
Construction
Condition
- Year built: 2003
Materials
- Roof: Asphalt,Pitched
- Construction materials: Concrete,Drywall
Type & Style
- Home type: SingleFamily
- Architectural style: Other
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Some Electric Appliances,Dryer,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Range Hood,Washer
- Laundry features: Washer Hookup,Dryer Hookup,Laundry Room
Bedrooms & Bathrooms
- Bedrooms: 3
- Bathrooms: 2
- Full bathrooms: 2
Features
- Breakfast Bar,Tray Ceiling(s),Crown Molding,Coffered Ceiling(s),Painted Woodwork,Ceiling Fan(s),Fireplace
- Window features: Double Pane Windows
- Flooring: Carpet,Tile,Vinyl
- Number of fireplaces: 1
- Fireplace features: Great Room
- Fireplace: Yes
Heating & Cooling
- Heating features: Electric,Heat Pump
- Cooling features: Electric,Heat Pump
Interior Area
- Total interior livable area: 1,624 sqft
Property
Details
- Parcel number: 0411560
- Zoning description: Res Single
Features
- Levels: One
- Stories: 1
- Patio & porch: Open,Patio
- Exterior features: Sprinkler/Irrigation,Paved Driveway
- Fencing: Decorative,Metal,Wood,Partial
- Has view: Yes
- View description: Residential
Lot
- Lot size: 6,534 sqft
- Features: Level,Subdivision
- Lot size dimensions: ,130,139,100
Parking
- Total spaces: 2
- Parking features: Driveway,Paved
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Hurricane
- Cold Wave
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $3,514 | $42,168 |
| Home Insurance * | $318 | $3,816 |
| Property Taxes | $1,430 | $17,160 |
| Electricity | $219 | $2,637 |
| Total | $5,481 | $65,772 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
No zestimate history available
Price History
| Date | Event | Price |
|---|---|---|
| 2026-03-21 | Price change | $709,000 |
| 2025-11-17 | Price change | $714,000 |
| 2025-10-04 | Price change | $719,000 |
| 2025-08-18 | Price change | $759,000 |
| 2025-04-29 | Listed for sale | $769,000 |
| 2010-10-12 | Sold | $55,822 |
| 2009-07-13 | Sold | $279,900 |
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