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105 Water St, Brunswick, GA, 31525

2beds
1baths
1,240sqft
$210,000
$169price/sqft
$1,447/moest. monthly cost
$57,880/yrincome needed

About This Home

This beautiful brick home has a oversized primary bedroom. This home has been very well maintained. It has a 35 year architecture shingles on the roof that is only 3 years old. The heat pump is 4 years old. Perfect home for a starter home or for someone who is looking to scale down. Located on a private dead end street. This is an estate sale and seller has never lived in the property. Seller is the nephew of the listing agent.

Getting Around

18
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

6/10
5/10
Jane Macon Middle SchoolGrades 6-82.5 mi
7/10
Brunswick High SchoolGrades 9-124.2 mi

Construction

Condition

  • Year built: 1973

Materials

  • Roof: Asphalt,Other
  • Construction materials: Brick

Type & Style

  • Home type: SingleFamily
  • Architectural style: Ranch
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Built-In Oven,Range,Refrigerator
  • Laundry features: In Hall

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1

Features

  • Breakfast Bar,Pull Down Attic Stairs
  • Flooring: Carpet,Tile
  • Attic: Pull Down Stairs

Heating

  • Heating features: Heat Pump

Interior Area

  • Total interior livable area: 1,240 sqft

Property

Details

  • Parcel number: 0305840

Features

  • Stories: 1

Lot

  • Lot size: 0.28 Acres
  • Lot size dimensions: ,,,

Parking

  • Total spaces: 4
  • Parking features: Off Street
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,061$12,732
Home Insurance *$118$1,416
Property Taxes $49$588
Electricity $219$2,637
Total$1,447$17,364
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$49,611/yr
40% on housing$43,410/yr
45% on housing$38,586/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$169This listing

vs Other Active Listings

Avg $/sqft

ZIP 31525$138
Glynn County$350

vs Homes Sold Last Month

Median $/sqft

ZIP 31525$168
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-30Listed for sale$210,000
2026-03-20Pending sale$210,000
2026-03-02Listed for sale$210,000

For Sale by Agent

AgentRonnie Perry
BrokerageBHHS Hodnett Cooper Real Estate BWK

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