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413 Fairway Villas, St Simons Island, GA, 31522

2beds
3baths
1,558sqft
$419,900
$270price/sqft
$3,376/moest. monthly cost
$135,040/yrincome needed

About This Home

Welcome to your completely renovated retreat in the heart of the desirable Sea Palms community! This stunning condo at 413 Fairway Villas has been updated from top to bottom and is ready to impress. Every detail has been thoughtfully considered, including all-new furniture and finishes throughout, ensuring a fresh, modern feel with plenty of space to relax and entertain. This spacious home features two generously sized bedrooms, each with its own private en-suite bathroom, offering ultimate comfort and privacy. An additional half-bath is a bonus for guests. The open-concept living and dining area flows seamlessly, perfect for hosting or unwinding after a day on the island. Located just a short stroll from the golf course, Sago restaurant, and Sea Palms’ top-notch amenities, this condo offers the perfect blend of luxury and convenience. Whether you’re seeking a full-time residence, a vacation getaway, or an investment property, this updated condo has it all. Experience the Sea Palms lifestyle and make 413 Fairway Villas your new island escape today!

Getting Around

13
WalkingCar-Dependent
0
TransitVery Limited Transit
39
BikeSomewhat Bikeable

Schools

5/10
Glynn Middle SchoolGrades 6-87.9 mi
10/10
Glynn AcademyGrades 9-128.0 mi

Construction

Condition

  • Year built: 1972

Materials

  • Roof: Composition
  • Construction materials: Stucco

Type & Style

  • Home type: Townhouse
  • Architectural style: Traditional
  • Property subType: Townhouse

Interior

Appliances

  • Appliances included: Dishwasher,Microwave,Oven,Range,Refrigerator
  • Laundry features: Laundry Room

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Area

Heating & Cooling

  • Heating features: Central,Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 1,558 sqft

Property

Details

  • Parcel number: 0400474
  • Zoning description: Residential

Features

  • Pool features: None

Lot

  • Lot size dimensions: ,,,

Parking

  • Total spaces: 1

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Wildfire
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $2,123$25,476
Home Insurance *$192$2,304
Property Taxes $842$10,104
Electricity $219$2,637
Total$3,376$40,512
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$115,748/yr
40% on housing$101,280/yr
45% on housing$90,026/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$270This listing

vs Other Active Listings

Avg $/sqft

ZIP 31522$408
Glynn County$350

vs Homes Sold Last Month

Median $/sqft

ZIP 31522$438
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-01Price change$449,000
2025-10-15Price change$460,000
2025-08-13Listed for sale$475,000
2025-08-01Listing removed$485,000
2025-05-08Price change$485,000
2025-01-28Listed for sale$495,000
2023-08-11Sold$405,000
2023-07-27Pending sale$379,000
2023-07-25Listed for sale$379,000
2021-06-29Sold$240,000

For Sale by Agent

AgentMelissa Johnson
BrokerageSt Marys Realty Inc Island Si

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