187 W Commons Dr, Saint Simons Island, GA, 31522
About This Home
Welcome to this beautifully maintained 5-bedroom, 3.5-bath home in The Commons at Frederica. Thoughtfully designed for both everyday living and entertaining, this home features an open-concept floor plan with a soaring vaulted ceiling in the living room, creating a bright and inviting gathering space. The kitchen flows seamlessly into the living and dining areas, making it ideal for hosting family and friends. The main-level primary suite offers a private retreat, while a second first-floor bedroom provides the flexibility to serve as a guest room, nursery, or home office. Upstairs, you'll find three additional bedrooms and a spacious bonus room perfect for a media room, playroom, fitness space, or additional living area. A whole-house Generac generator provides added peace of mind and dependable backup power year-round. Enjoy year-round outdoor living from the screened porch overlooking a lushly landscaped backyard that backs up to protected National Park Service land, offering exceptional privacy and a peaceful natural backdrop. Located in the established community of The Commons at Frederica, this home is within walking distance of Oglethorpe Point Elementary School and just minutes from shopping, dining, golf, beaches, and all that St. Simons Island has to offer.
Getting Around
Car-Dependent
Very Limited Transit
Somewhat BikeableSchools
Construction
Condition
- Year built: 2004
Materials
- Roof: Shingle
- Construction materials: Stucco
Type & Style
- Home type: SingleFamily
- Property subType: Single Family Residence
Interior
Appliances
- Appliances included: Dishwasher,Electric Range,Microwave,Refrigerator
- Laundry features: Electric Dryer Hookup,Laundry Room,Sink,Washer Hookup
Bedrooms & Bathrooms
- Bedrooms: 5
- Bathrooms: 4
- Full bathrooms: 3
- 1/2 bathrooms: 1
Features
- Built-in Features,Bookcases,Ceiling Fan(s),Central Vacuum,Double Vanity,High Ceilings,Soaking Tub,Vaulted Ceiling(s),Walk-In Closet(s),Wired for Sound,Separate Shower,Tub/Shower Combo,Primary on First Floor
- Window features: Double Pane Windows
- Flooring: Carpet,Tile,Wood
- Number of fireplaces: 1
- Fireplace features: Electric
- Fireplace: Yes
Interior Area
- Total interior livable area: 3,008 sqft
Property
Details
- Parcel number: 0411233
Features
- Patio & porch: Screened
- Fencing: Wood
Lot
- Lot size: 0.26 Acres
- Features: Back Yard,Landscaped,Sprinklers In Front,Sprinklers In Rear
Parking
- Total spaces: 2
- Parking features: Attached,Driveway,Garage Faces Side,Garage Door Opener,Paved
- Has garage: Yes
- Attached garage spaces: 2
- Covered spaces: 2
- Has uncovered spaces: Yes
Climate Risk is Financial Risk
Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.
Biggest Threats for This Home
- Coastal Flooding
- Hurricane
- Wildfire
- Cold Wave
- Heat Wave
- Lightning
- Strong Wind
- Tsunami
How This Home’s Risks Compare
FEMA Declared Disasters Across Georgia Counties
Understanding the Costs
Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.
Estimated Costs Today
| Monthly | Annual | |
|---|---|---|
| Mortgage | $4,171 | $50,052 |
| Home Insurance * | $378 | $4,536 |
| Property Taxes | $197 | $2,364 |
| Electricity | $292 | $3,506 |
| Total | $5,038 | $60,456 |
Income You'd Need if You Spent...
Georgia FAIR Plan Programs
How Costs Could Change Over Time
Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.
Comparing Against the Market
Price Per Sq Ft
vs Other Active Listings
Avg $/sqft
vs Homes Sold Last Month
Median $/sqft
Current Market Trends
Median Price Per Square Foot
The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.
Historicals for This Listing
Zestimate History ($/sqft)
Price History
| Date | Event | Price |
|---|---|---|
| 2026-07-15 | Listed for sale | $825,000 |
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