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1947 Ivy Mountain Rd, Clarkesville, GA, 30523

4beds
4baths
2,262sqft
$387,000
$171price/sqft
$2,934/moest. monthly cost
$117,360/yrincome needed

About This Home

Welcome to this beautiful 4-bedroom, 3.5-bath home in Clarkesville, GA, offering over 2,200 square feet of living space on just over an acre with North Georgia mountain views. Built in 2019, this home combines modern construction with warm, inviting finishes. The open-concept main living area features brand new LVP flooring, a cozy wood-burning fireplace, and seamless flow between the living, dining, and kitchen spaces-ideal for both everyday living and entertaining. The kitchen is equipped with granite countertops and included appliances, providing both style and convenience. The primary suite offers a private ensuite bath, and the upstairs bedrooms have a private bath they share as well while the finished basement adds valuable additional living space with flexibility for guests, recreation, or a potential short-term rental setup. Step outside to enjoy the best of North Georgia living. Both the covered front porch and covered back deck offer inviting spaces to relax, with the back deck perfectly positioned to take in the beautiful mountain views. The 1.01-acre lot provides privacy and outdoor space, complemented by two outbuildings (10x8 and 24x12) for storage, hobbies, or workshop needs. Additional features include a paved circular driveway with additional parking space, as well as major systems already in place with a 5-year-old roof and 4-year-old HVAC. Conveniently located just minutes from downtown Clarkesville, this property offers easy access to local shops, dining, and schools while still providing the peace and scenery buyers seek in the North Georgia mountains. Whether you're searching for a full-time residence in Habersham County, a mountain-view retreat, or a property with short-term rental potential, this home offers versatility, comfort, and timeless appeal.

Getting Around

0
WalkingCar-Dependent
0
TransitVery Limited Transit
0
BikeNot Bike Friendly

Schools

Construction

Condition

  • Property condition: Resale
  • Year built: 2006

Materials

  • Roof: Composition
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage,Cape Cod
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Dryer,Electric Water Heater,Microwave,Oven/Range (Combo),Refrigerator,Washer
  • Laundry features: In Kitchen

Basement

  • Has basement: Yes
  • Basement: Bath Finished,Daylight,Finished,Interior Entry

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 1

Features

  • Master On Main Level,Separate Shower
  • Flooring: Tile,Vinyl
  • Number of fireplaces: 1
  • Fireplace features: Living Room,Wood Burning Stove
  • Fireplace: Yes
  • Finished area below ground: 850
  • Finished area above ground: 1,412

Heating & Cooling

  • Heating features: Central
  • Cooling features: Central Air

Interior Area

  • Total structure area: 2,262
  • Total interior livable area: 2,262 sqft

Property

Details

  • Parcel number: 037A001A

Features

  • Levels: Three Or More
  • Stories: 3

Lot

  • Lot size: 1.01 Acres
  • Features: Sloped

Parking

  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Cold Wave
    Cold WaveRelatively High
  • Lightning
    LightningRelatively High
  • Hail
    HailModerate
  • Inland Flooding
    Inland FloodingModerate
  • Ice Storm
    Ice StormModerate
  • Landslide
    LandslideModerate
  • Strong Wind
    Strong WindModerate
  • Tornado
    TornadoModerate

How This Home’s Risks Compare

Cold Wave
Lightning
Hail
Inland Flooding
Ice Storm
Landslide
Strong Wind
Tornado

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,956$23,472
Home Insurance *$172$2,064
Property Taxes $587$7,044
Electricity $219$2,637
Total$2,934$35,208
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$100,594/yr
40% on housing$88,020/yr
45% on housing$78,240/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$171This listing

vs Other Active Listings

Avg $/sqft

ZIP 30523$216
Habersham County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 30523$209
Habersham County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-19Listed for sale$387,000
2026-01-31Listing removed$380,000
2026-01-10Price change$380,000
2026-01-01Listed for sale$389,000
2025-12-31Listing removed$389,000
2025-11-18Price change$389,000
2025-10-05Listed for sale$399,000
2020-07-31Sold$235,900
2020-06-30Pending sale$234,900
2020-06-23Listed for sale$234,900
2019-07-17Sold$179,900
2019-06-06Pending sale$179,900
2019-06-03Listed for sale$179,900
2019-04-18Sold$90,000
2018-11-28Listing removed$50,000
2018-11-26Listed for sale$50,000
2018-08-07Sold$1,036,220

For Sale by Agent

AgentSarabeth Adams
BrokerageBHHS Georgia Properties

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