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1608 Monck St, Brunswick, GA, 31520

2beds
1baths
1,040sqft
$199,000
$191price/sqft
$1,721/moest. monthly cost
$68,840/yrincome needed

About This Home

REMODELED & Fully furnished and has been operating as a successful vacation rental, this charming coastal cottage offers an outstanding opportunity for investors, second-home buyers, or those seeking a move-in-ready primary residence. Ideally located at Historic Downtown Brunswick and only minutes from St. Simons Island, Jekyll Island, beaches, shopping, dining, and marinas, this home places you in the heart of the Golden Isles. The interior features two spacious bedrooms with queen-size beds, a comfortable living area, fiber high-speed internet, Smart TV, and a fully equipped kitchen with everything needed for everyday living or guest stays. A washer and dryer add convenience, while keypad entry allows for easy owner and guest access. Outside, enjoy relaxing on the covered front porch or rear deck overlooking a partially fenced backyard. Parking is available directly in front of the home for two vehicles. The property is being sold furnished, including beach chairs, beach towels, making it ready to continue as a vacation rental or to enjoy as your own coastal retreat. With its prime location, turnkey furnishings, and proven appeal to visitors, this is an exceptional opportunity to own an income-producing property in one of Coastal Georgia's most desirable destinations. UTILITIES: GA Power, Public Water/Sewer. Internet with Live Oak Fiber. HVAC 2017, Water Heater 2023. Roof 2017. EASY TO SHOW!

Getting Around

74
WalkingVery Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

8/10
6/10
Glynn Middle SchoolGrades 6-80.8 mi
10/10
Glynn AcademyGrades 9-120.3 mi

Construction

Condition

  • Property condition: Updated/Remodeled
  • Year built: 1947

Materials

  • Roof: Metal
  • Construction materials: Vinyl Siding

Type & Style

  • Home type: SingleFamily
  • Architectural style: Bungalow/Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Electric Water Heater,Microwave,Oven/Range (Combo),Refrigerator,Washer
  • Laundry features: Common Area

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 2
  • Bathrooms: 1
  • Full bathrooms: 1
  • Main level bathrooms: 1
  • Main level bedrooms: 2

Dining Room

  • Features: Separate Room

Features

  • Other
  • Flooring: Laminate,Vinyl
  • Finished area below ground: 0
  • Finished area above ground: 1,040

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 1,040
  • Total interior livable area: 1,040 sqft

Property

Details

  • Parcel number: 0101848

Features

  • Levels: One
  • Stories: 1
  • Patio & porch: Deck,Porch
  • Fencing: Wood

Lot

  • Lot size: 3,049 sqft
  • Features: City Lot,Level

Parking

  • Total spaces: 2
  • Parking features: Parking Pad
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,006$12,072
Home Insurance *$178$2,136
Property Taxes $318$3,816
Electricity $219$2,637
Total$1,721$20,652
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$59,005/yr
40% on housing$51,630/yr
45% on housing$45,893/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$191This listing

vs Other Active Listings

Avg $/sqft

ZIP 31520$103
Glynn County$350

vs Homes Sold Last Month

Median $/sqft

ZIP 31520$150
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-06-28Listed for sale$199,000
2021-03-24Listing removed--
2016-11-10Sold$25,000
2016-09-03Price change$31,500
2016-08-16Price change$35,000
2016-07-14Listed for sale$45,000
2016-03-01Sold$11,000
2016-02-18Price change$1,000
2016-02-05Listed for sale--
2007-11-16Sold$65,000
2006-07-10Sold$12,000
2006-03-07Sold$23,580

For Sale by Agent

AgentStephanie F Webb
BrokerageBHHS Hodnett Cooper Real Estate

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