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125 Simonton Way, Saint Simons Island, GA, 31522

4beds
3baths
2,663sqft
$660,000
$248price/sqft
$4,577/moest. monthly cost
$183,080/yrincome needed

About This Home

Spacious tabby home located on a quiet cul-de-sac in the desirable mid-north area of St. Simons Island. This well-maintained residence features hardwood flooring throughout the main living areas and cathedral ceilings in the entry and living room, allowing for abundant natural light. The living room includes a gas log fireplace and flows into the formal dining room and large dine-in kitchen, making the layout ideal for everyday living and entertaining. The primary suite is located on the main level and offers a soaking tub, separate shower, double vanity, and large walk-in closet. The kitchen is equipped with a new induction range, stainless steel appliances, solid surface countertops, and custom solid wood cabinetry. Upstairs are three additional bedrooms, one of which functions well as a bonus room, and a full bathroom. Outdoor living includes a private backyard with a deck and an in-ground pool. Additional features include a whole-house Generac generator and location in an X flood zone, where lender-required flood insurance is not necessary. Conveniently located approximately 10 minutes from the beach and a short drive or bike ride to local shops and restaurants. Zoned for Oglethorpe Elementary, Glynn Middle, and Glynn Academy.

Getting Around

8
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Glynn Middle SchoolGrades 6-88.5 mi
10/10
Glynn AcademyGrades 9-128.6 mi

Construction

Condition

  • Year built: 2004

Materials

  • Foundation: Slab
  • Roof: Asphalt
  • Construction materials: Concrete,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Contemporary
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Electric Appliances,Some Gas Appliances,Dishwasher,Microwave,Oven,Range,Refrigerator
  • Laundry features: Laundry Room,Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Breakfast Bar,Breakfast Area,Crown Molding,Cathedral Ceiling(s),Pantry,Ceiling Fan(s),Fireplace
  • Flooring: Carpet,Hardwood
  • Number of fireplaces: 1
  • Fireplace features: Gas,Gas Log,Living Room
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Central Air,Electric

Interior Area

  • Total interior livable area: 2,663 sqft

Property

Details

  • Parcel number: 0412174
  • Zoning description: Res Single,Residential

Features

  • Pool features: In Ground,Pool
  • Patio & porch: Deck,Open
  • Exterior features: Deck
  • Has view: Yes
  • View description: Residential

Lot

  • Lot size: 8,276 sqft
  • Features: Cul-De-Sac,Dead End
  • Lot size dimensions: ,,,

Parking

  • Total spaces: 2
  • Parking features: Attached
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Wildfire
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,337$40,044
Home Insurance *$302$3,624
Property Taxes $680$8,160
Electricity $258$3,104
Total$4,577$54,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$156,925/yr
40% on housing$137,310/yr
45% on housing$122,053/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$248This listing

vs Other Active Listings

Avg $/sqft

ZIP 31522$407
Glynn County$349

vs Homes Sold Last Month

Median $/sqft

ZIP 31522$438
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-30Price change$660,000
2026-03-19Price change$675,000
2026-01-06Listed for sale$699,999
2024-02-23Sold$660,000
2024-02-18Pending sale$675,000
2024-01-24Contingent$675,000
2023-11-30Price change$675,000
2023-10-10Listed for sale$695,000
2006-06-15Sold$405,000

For Sale by Agent

AgentRachel Fitzpatrick
BrokerageKeller Williams Realty Golden Isles

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