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163 Point Ln, Saint Simons Island, GA, 31522

5beds
9baths
8,802sqft
$4,750,000
$540price/sqft
$34,917/moest. monthly cost
$1,396,680/yrincome needed

About This Home

View of the lakes and the 5th green of Plantation Golf Course are doubly inspiring in this Kings Point home. From the time you take your first steps inside, the beauty and quality are immediately apparent. The multitude of social gathering places accommodates families of all sizes. The main house has two great rooms, two bonus/recreation rooms, two offices, family room with a fireplace, a separate dining room, an open kitchen, and handsome wainscotting walls. The detached pool/guest house has its own living room, bedroom suite, plus pool bath. The high-beamed and vaulted ceilings and heart pine floors are bathed in natural light from generous oversized windows. Five bedrooms, all ensuite, three fireplaces, multiple covered porches, and a custom pool provide the perfect combination of elegance, comfort, and livability.

Getting Around

3
WalkingCar-Dependent
0
TransitVery Limited Transit
33
BikeSomewhat Bikeable

Schools

7/10
5/10
Glynn Middle SchoolGrades 6-84.4 mi
10/10
Glynn AcademyGrades 9-124.8 mi

Construction

Condition

  • Year built: 2003

Materials

  • Foundation: Concrete Perimeter,Crawlspace,Raised
  • Roof: Tile
  • Construction materials: Block,Concrete,Stucco,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Double Oven,Dishwasher,Freezer,Disposal,Ice Maker,Refrigerator,Range Hood,Water Softener

Basement

  • Basement: Crawl Space

Bedrooms & Bathrooms

  • Bedrooms: 5
  • Bathrooms: 9
  • Full bathrooms: 7
  • 1/2 bathrooms: 2

Features

  • Beamed Ceilings,Breakfast Bar,Tray Ceiling(s),Crown Molding,Cathedral Ceiling(s),Coffered Ceiling(s),High Ceilings,Kitchen Island,Pull Down Attic Stairs,Paneling/Wainscoting,Painted Woodwork,Vaulted Ceiling(s)
  • Flooring: Carpet,Hardwood,Tile
  • Number of fireplaces: 3
  • Fireplace features: Family Room,Gas Log,Library,Living Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs

Heating & Cooling

  • Heating features: Gas,Heat Pump
  • Cooling features: Heat Pump

Interior Area

  • Total interior livable area: 8,802 sqft

Property

Details

  • Parcel number: 0411170
  • Zoning description: Res Single
  • Other equipment: Satellite Dish

Features

  • Levels: Two
  • Stories: 2
  • Pool features: Heated,In Ground,Pool
  • Patio & porch: Covered,Open,Patio
  • Exterior features: Columns,Covered Patio,Outdoor Grill,Sprinkler/Irrigation
  • Spa features: Association
  • Fencing: Privacy
  • Has view: Yes
  • View description: Golf Course,Lake,Residential
  • Has water view: Yes
  • Water view: Lake
  • Waterfront features: Lake

Lot

  • Lot size: 1.28 Acres
  • Features: 1 to 5 Acres,Cul-De-Sac,Flood Zone,Private,Subdivision,Wooded,Near Golf Course,Landscaped
  • Lot size dimensions: 0,0,0,0

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Coastal Flooding
    Coastal FloodingModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Coastal Flooding
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $24,018$288,216
Home Insurance *$2,180$26,160
Property Taxes $7,864$94,368
Electricity $855$10,262
Total$34,917$419,004
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$1,197,154/yr
40% on housing$1,047,510/yr
45% on housing$931,120/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$540This listing

vs Other Active Listings

Avg $/sqft

ZIP 31522$403
Glynn County$348

vs Homes Sold Last Month

Median $/sqft

ZIP 31522$438
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-04-13Listed for sale$4,750,000
2018-09-19Sold$2,225,000
2018-03-02Price change$2,399,000
2017-03-31Price change$2,649,000
2015-08-04Listed for sale$2,699,000

For Sale by Agent

AgentAl Brown Jr.
BrokerageAl Brown Company

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