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305 Kelsall Ave, Saint Simons Island, GA, 31522

4beds
4baths
2,733sqft
$1,999,999
$732price/sqft
$13,669/moest. monthly cost
$546,760/yrincome needed

About This Home

This exceptional coastal retreat offers the rare opportunity to own a nearly new home that has already been enhanced with all the finishing touches that transform a house into a true beachside sanctuary. Ideally situated close to the beach, Village shops, restaurants, the lighthouse, and the pier, this home delivers the quintessential St. Simons Island lifestyle. Whether you're seeking a primary residence, vacation home, or entertainer's paradise, this property checks every box. Inside, thoughtful design meets modern luxury. Just off the welcoming foyer is a versatile space ideal as a home office, reading room, or private sitting area. The open-concept living space is both elegant and inviting, centered around a fireplace and flowing seamlessly into the chef's kitchen. The stunning waterfall-edge quartz island, premium six-burner gas range, abundant storage, and spacious dining area make entertaining effortless. Convenience abounds with a mudroom/laundry area leading to the oversized two car garage, complete with a separate bay for a golf cart, mower, or additional storage. The expansive primary suite on the main level offers comfort and privacy. The primary bath features a double vanity, separate shower, soaking tub and large walk-in closet. Upstairs, you'll find three generously sized bedrooms and two full baths. One bedroom enjoys a unique adjoining flex space that could serve as a media room, office, playroom, or private lounge. An additional loft area provides even more versatility to fit your lifestyle. Throughout the home, custom plantation shutters, remote-controlled ceiling fans, and quality craftsmanship reflect the attention to detail found in every room. Step outside to your private backyard oasis featuring a heated and cooled saltwater pool, outdoor shower, and a spacious fenced yard designed for year-round enjoyment. The covered outdoor living area, complete with a shiplap ceiling and outdoor kitchen, creates the perfect setting for gathering with family and friends. Opportunities to own a home of this quality, in this location, and in move-in-ready condition are exceptionally rare. Schedule your private showing today and discover why this home truly stands apart from the rest.

Getting Around

32
WalkingCar-Dependent
0
TransitVery Limited Transit
44
BikeSomewhat Bikeable

Schools

8/10
6/10
Glynn Middle SchoolGrades 6-85.1 mi
10/10
Glynn AcademyGrades 9-125.6 mi

Construction

Condition

  • Year built: 2022

Materials

  • Foundation: Slab
  • Roof: Metal,Shingle
  • Construction materials: HardiPlank Type,Spray Foam Insulation

Type & Style

  • Home type: SingleFamily
  • Architectural style: Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dryer,Disposal,Dishwasher,Gas Range,Microwave,Range,Refrigerator,Range Hood,Washer
  • Laundry features: Electric Dryer Hookup,Laundry Room,Washer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Bookcases,Ceiling Fan(s),Crown Molding,Double Vanity,High Ceilings,Pantry,Recessed Lighting,Soaking Tub,Walk-In Closet(s),Painted Woodwork,Separate Shower,Single Vanity,Tub/Shower Combo,Primary on First Floor,Breakfast Bar,Kitchen Island
  • Window features: Double Pane Windows,Plantation Shutters
  • Number of fireplaces: 1
  • Fireplace features: Family Room,Gas Log
  • Fireplace: Yes
  • Common walls with other units/homes: No Common Walls,No One Below

Heating & Cooling

  • Heating features: Heat Pump
  • Cooling features: Ceiling Fan(s),Electric,Heat Pump

Interior Area

  • Total interior livable area: 2,733 sqft

Property

Details

  • Parcel number: 0404113
  • Zoning description: Res Single
  • Other equipment: Irrigation Equipment

Features

  • Private pool: Yes
  • Pool features: Heated,In Ground,Salt Water
  • Patio & porch: Covered,Front Porch,Patio
  • Exterior features: Entry Flat or Ramped Access,Outdoor Grill,Outdoor Kitchen,Private Yard
  • Fencing: Fenced

Lot

  • Lot size: 10,454 sqft
  • Features: Back Yard,Interior Lot,Landscaped,Level

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Golf Cart Garage,Garage Door Opener,Guest,Kitchen Level,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Hurricane
    HurricaneRelatively High
  • Cold Wave
    Cold WaveModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Hurricane
Cold Wave
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $10,113$121,356
Home Insurance *$917$11,004
Property Taxes $2,374$28,488
Electricity $265$3,186
Total$13,669$164,028
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$468,651/yr
40% on housing$410,070/yr
45% on housing$364,506/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$732This listing

vs Other Active Listings

Avg $/sqft

ZIP 31522$400
Glynn County$347

vs Homes Sold Last Month

Median $/sqft

ZIP 31522$438
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-08-10Pending sale$1,999,999
2026-07-15Price change$1,999,999
2026-06-25Listed for sale$2,050,000
2024-04-19Sold$1,699,000
2024-03-18Pending sale$1,749,000
2024-02-19Price change$1,749,000
2024-02-16Price change$1,797,000
2024-02-14Listed for sale$1,849,000
2024-01-29Listing removed--
2023-12-10Listed for sale$1,849,000
2023-05-17Sold$1,400,000
2022-07-20Sold$390,000

For Sale by Agent

AgentZaida Harris
BrokerageSignature Properties Group Inc.

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