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1104 Plantation Point Dr, Saint Simons Island, GA, 31522

4beds
4baths
1,575sqft
$610,000
$387price/sqft
$4,805/moest. monthly cost
$192,200/yrincome needed

About This Home

Discover the perfect River Front Townhome on St Simons Island, offering a unique blend of elegance and comfort with 4 bedrooms and 3 full baths plus 1 half bath. This property boasts breathtaking panoramic views of the Hampton River and the lush marshes beyond. Offered fully furnished (with some exclusions), the main living level features a spacious kitchen and a large open Great Room/Dining area enhanced by 9-foot ceilings, crown molding, and a cozy wood-burning fireplace, all complemented by hardwood flooring. Step outside to the expansive screen porch, where you can relax and take in the refreshing breeze while enjoying stunning views. The second level is home to the Primary Bedroom suite, showcasing a private bath with double vanities and a serene private balcony overlooking the marsh and river. Two additional Guest Bedrooms are conveniently located down the hall, along with another full bath and a laundry closet. Ascend to the third floor, where you'll find a large bonus bedroom with its own full bath, perfect for guests or extra living space. Additionally, just steps away from the property is the Hampton River Marina, a full-service marina that allows you to securely store your boat and have it ready at a moment's notice. Experience some of the best fishing in the area with deep water access. Don't miss this exceptional opportunity to own a slice of paradise on majestic St Simons Island!

Getting Around

2
WalkingCar-Dependent
0
TransitVery Limited Transit
27
BikeSomewhat Bikeable

Schools

5/10
Glynn Middle SchoolGrades 6-813.5 mi
10/10
Glynn AcademyGrades 9-1213.3 mi

Construction

Condition

  • Year built: 1997

Materials

  • Foundation: Raised
  • Construction materials: Concrete,Wood Siding,Drywall

Type & Style

  • Home type: Condo
  • Property subType: Townhouse,Condominium

Interior

Appliances

  • Appliances included: Some Electric Appliances,Dryer,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Washer
  • Laundry features: Washer Hookup,Dryer Hookup,In Hall,Upper Level

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Pantry,Painted Woodwork,Ceiling Fan(s),Fireplace
  • Flooring: Wood
  • Number of fireplaces: 1
  • Fireplace features: Great Room,Wood Burning
  • Fireplace: Yes
  • Common walls with other units/homes: 2+ Common Walls

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total interior livable area: 1,575 sqft

Property

Details

  • Parcel number: 0410336
  • Attached to another structure: Yes
  • Zoning description: Condo

Features

  • Pool features: In Ground,Pool,Association
  • Patio & porch: Open,Patio,Porch,Screened
  • Has view: Yes
  • View description: Marsh View,Water
  • Has water view: Yes
  • Water view: Water
  • On waterfront: Yes
  • Waterfront features: Deep Water,Marsh,River Front,Water Access,Other

Lot

  • Lot size dimensions: ,,,

Parking

  • Total spaces: 2

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Wildfire
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $3,084$37,008
Home Insurance *$279$3,348
Property Taxes $1,223$14,676
Electricity $219$2,637
Total$4,805$57,660
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$164,742/yr
40% on housing$144,150/yr
45% on housing$128,133/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$387This listing

vs Other Active Listings

Avg $/sqft

ZIP 31522$407
Glynn County$349

vs Homes Sold Last Month

Median $/sqft

ZIP 31522$438
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-03-06Listed for sale$610,000
2026-03-05Listing removed$610,000
2025-08-27Listed for sale$610,000
1997-08-01Sold$220,000

For Sale by Agent

AgentMicki Carter
BrokerageDeLoach Sotheby's International Realty

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