See other homes in:
Primary listing photo
Listing photo 2
Listing photo 3
Listing photo 4
Listing photo 5

197 Rice Ml, Saint Simons Island, GA, 31522

4beds
4baths
3,856sqft
$1,447,500
$375price/sqft
$11,312/moest. monthly cost
$452,480/yrincome needed

About This Home

Welcome to 197 Rice Mill, an executive-style home located within the gates of Hampton Plantation and The King and Price Golf Club on St. Simons Island. Enjoy golf course views of both holes number 5 and number 3 with a marsh view in the background once the course remodel is complete. This home boasts an impressive 3856 square ft of living space with the Primary Bedroom, Second Bedroom, and office all on the main level. The open-concept floorplan is great for entertaining while more casual meals can be enjoyed in the lovely, well-appointed kitchen with multiple seating options and pantry. The dedicated laundry room, and guest half-bath round out the main level of the home. There is a three-car garage with water softener as a bonus and an irrigation system with separate well. Upstairs off of the kitchen, you will find a private bonus space and bedroom with en-suite. Attic space is walk-in and abundant. Outside you will find a lovely screened-in porch with two separate doors with access to the landscaped yard and the HEATED POOL/SPA. NEW Roof, NEW Refrigerator, and NEW pool system in 2025! For the boating enthusiast, Hampton Marina is just through the back owner gates of the plantation. If you love to play golf, you are in close proximity to the club and restaurant! Call your favorite realtor today to set up a showing!

Getting Around

6
WalkingCar-Dependent
0
TransitVery Limited Transit
29
BikeSomewhat Bikeable

Schools

5/10
Glynn Middle SchoolGrades 6-813.1 mi
10/10
Glynn AcademyGrades 9-1213.0 mi

Construction

Condition

  • Year built: 2003

Type & Style

  • Home type: SingleFamily
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Double Oven,Dishwasher,Microwave,Oven,Refrigerator,Range Hood,Water Softener,Warming Drawer
  • Laundry features: Laundry Room,Laundry Tub,Sink,Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 4
  • Full bathrooms: 3
  • 1/2 bathrooms: 1

Features

  • Attic,Breakfast Bar,Tray Ceiling(s),Coffered Ceiling(s),Ceiling Fan(s),Fireplace,Cable TV
  • Fireplace features: Electric
  • Fireplace: Yes
  • Attic: Floored,Walk-In

Heating & Cooling

  • Heating features: Electric
  • Cooling features: Electric

Interior Area

  • Total interior livable area: 3,856 sqft

Property

Details

  • Parcel number: 0408837

Features

  • Pool features: Heated,In Ground
  • Patio & porch: Front Porch,Porch,Screened
  • Exterior features: Porch,Sprinkler/Irrigation,Landscape Lights,Paved Driveway
  • Has spa: Yes
  • Spa features: Hot Tub
  • Fencing: Decorative,Metal,Fenced,Partial

Lot

  • Lot size: 0.43 Acres
  • Features: Garden,Sprinkler System
  • Lot size dimensions: ,,,

Parking

  • Total spaces: 3
  • Parking features: Attached,Driveway,Garage Door Opener,Guest,Paved
  • Has garage: Yes
  • Attached garage spaces: 3
  • Covered spaces: 3
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Wildfire
    WildfireRelatively High
  • Cold Wave
    Cold WaveModerate
  • Heat Wave
    Heat WaveModerate
  • Lightning
    LightningModerate
  • Strong Wind
    Strong WindModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Wildfire
Cold Wave
Heat Wave
Lightning
Strong Wind
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $7,319$87,828
Home Insurance *$664$7,968
Property Taxes $2,955$35,460
Electricity $374$4,495
Total$11,312$135,744
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$387,840/yr
40% on housing$339,360/yr
45% on housing$301,653/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$375This listing

vs Other Active Listings

Avg $/sqft

ZIP 31522$405
Glynn County$349

vs Homes Sold Last Month

Median $/sqft

ZIP 31522$438
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-05-10Listed for sale$1,447,500
2025-08-20Listing removed$1,447,500
2025-07-31Price change$1,447,500
2025-06-21Listed for sale$1,450,000
2025-06-16Listing removed$5,800
2025-03-25Listed for rent$5,800
2025-02-11Listing removed$5,800
2024-08-22Listed for rent$5,800
2023-06-17Listing removed--
2023-05-04Listed for rent$6,500
2023-04-27Listing removed--
2023-04-20Pending sale$1,190,000
2023-04-13Sold$920,000
2023-04-12Price change$1,190,000
2023-04-11Pending sale$1,075,000
2023-04-08Price change$1,190,000
2023-04-07Pending sale$1,075,000
2023-04-06Price change$1,190,000
2023-04-04Pending sale$1,075,000
2023-04-01Price change$1,190,000
2023-03-30Price change$1,075,000
2023-03-28Price change$1,190,000
2023-03-25Price change$1,075,000
2023-03-20Price change$1,190,000
2023-03-16Price change$1,075,000
2023-03-09Listed for sale$1,190,000
2019-04-16Sold$670,000
2015-08-28Sold$640,000

For Sale by Agent

AgentThomas Cason
BrokerageKeller Williams Realty Golden Isles

Similar Homes