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513 Creek Rd, Cornelia, GA, 30531

4beds
3baths
2,408sqft
$376,563
$156price/sqft
$3,025/moest. monthly cost
$121,000/yrincome needed

About This Home

Photos are for visual purposes only, actual finish colors may vary Be the first to call this stunning new construction home yours! Thoughtfully designed with today's buyer in mind, this home offers the perfect blend of style, comfort, and modern upgrades. The kitchen is a true showstopper, featuring hardwood soft close cabinetry complemented by elegant quartz countertops, creating a bright and timeless space ideal for both entertaining and everyday living. The no-carpet main level upgrade adds a clean, modern aesthetic while providing durability and easy maintenance. The living area is anchored by a color-changing electric fireplace, allowing you to set the mood year-round-whether you want cozy ambiance or a bold, modern statement at the touch of a button. The peace of mind that comes with brand-new construction, is second to none, with a 1yr cosmetic, 2 yr systems, and 10 yr structural warranty, bye-bye worry and hello to peace of mind. Model home hours Sun-Mon 1PM-6PM Tues-Sat 11AM-6PM

Getting Around

1
WalkingCar-Dependent
0
TransitVery Limited Transit
13
BikeSomewhat Bikeable

Schools

6/10
8/10
8/10

Construction

Condition

  • Property condition: New Construction
  • New construction: Yes
  • Year built: 2026

Materials

  • Foundation: Slab
  • Roof: Composition
  • Construction materials: Brick,Concrete,Press Board

Type & Style

  • Home type: SingleFamily
  • Architectural style: Brick Front,Traditional
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Dishwasher,Disposal,Electric Water Heater,Microwave
  • Laundry features: Upper Level

Basement

  • Basement: None

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 3
  • Full bathrooms: 2
  • 1/2 bathrooms: 1

Features

  • Double Vanity,Tray Ceiling(s),Walk-In Closet(s)
  • Window features: Double Pane Windows
  • Flooring: Carpet
  • Number of fireplaces: 1
  • Fireplace features: Family Room
  • Fireplace: Yes
  • Attic: Pull Down Stairs
  • Finished area below ground: 0
  • Finished area above ground: 2,408
  • Common walls with other units/homes: No Common Walls

Heating & Cooling

  • Heating features: Central
  • Cooling features: Ceiling Fan(s),Central Air

Interior Area

  • Total structure area: 2,408
  • Total interior livable area: 2,408 sqft

Kitchen

  • Features: Breakfast Area,Breakfast Room,Country Kitchen,Kitchen Island,Walk-in Pantry

Property

Details

  • Parcel number: 088 038S

Features

  • Levels: Two
  • Stories: 2
  • Has view: Yes
  • View description: City
  • Waterbody name: None

Lot

  • Lot size: 0.26 Acres
  • Features: City Lot

Parking

  • Total spaces: 2
  • Parking features: Garage
  • Has garage: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Lightning
    LightningVery High
  • Cold Wave
    Cold WaveRelatively High
  • Ice Storm
    Ice StormRelatively High
  • Strong Wind
    Strong WindRelatively High
  • Tornado
    TornadoRelatively High
  • Hail
    HailModerate

How This Home’s Risks Compare

Lightning
Cold Wave
Ice Storm
Strong Wind
Tornado
Hail

FEMA Declared Disasters Across Georgia Counties

Hurricane
Severe Storm
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $1,904$22,848
Home Insurance *$181$2,172
Property Taxes $707$8,484
Electricity $233$2,807
Total$3,025$36,300
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$103,714/yr
40% on housing$90,750/yr
45% on housing$80,666/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 6.7%
6.7%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: 2.3%
2.3%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$156This listing

vs Other Active Listings

Avg $/sqft

ZIP 30531$156
Habersham County$180

vs Homes Sold Last Month

Median $/sqft

ZIP 30531$169
Habersham County$197

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

Price History

DateEventPrice
2026-08-04Price change$376,562
2026-07-13Listed for sale$376,563
2026-07-13Listing removed$376,563
2026-06-10Listed for sale$376,563
2011-04-11Sold$4,000

New Construction

AgentMeagan Porter Sims
BrokerageAdams Homes Realty Inc.

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