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1017 Ocean View Ave, Saint Simons Island, GA, 31522

4beds
6baths
3,311sqft
$2,994,900
$905price/sqft
$17,327/moest. monthly cost
$693,080/yrincome needed

About This Home

Stunning New Construction Beach Cottage Just Steps from the Sand! Discover the essence of luxurious beach living in this remarkable custom-built home, located only six houses from the beach. This exquisite 4-bedroom, 4 full bath, and 2 half bath residence features primary suites on both the first and second floors, two spacious living rooms, gourmet Kitchen, heated swimming pool with covered porch, sun deck, cabana style pool bath, outside shower and two-car garage all set on a lot in a prime location. With its Southern Living charm, the home combines an inviting coastal exterior with an exceptional interior layout. As you step inside, you’re greeted by a grand two-story foyer with floor to ceiling ship lap that leads into a generous open floor plan, seamlessly merging indoor and outdoor spaces. Large windows illuminate the living area with natural light while offering picturesque views of the backyard pool. The gourmet kitchen serves as the heart of the home, boasting quartzite countertops, double pantries, high-end professional appliances, and ample cabinet storage. Step outside to the covered porch, overlooking the heated pool—an ideal spot for alfresco dining and enjoying cooling ocean breezes. Upstairs, you’ll find a spacious living room and a full bath, perfect for guests. The upstairs primary suite features soaring ceilings, a coffee bar, and a private balcony. You’ll also appreciate the convenience of a large walk-in closet that connects to the laundry room, complete with a hidden owner’s closet that can be locked for rental privacy. Additional bedrooms upstairs include a bright front room with lofty ceilings and abundant natural light. This beautifully decorated home is being sold fully furnished. Whether you seek a primary residence, a secondary vacation home, or a lucrative investment property with excellent rental income potential, this stunning property meets all your desires. Perfectly located for easy access to the beach, Pier Village, and local favorites like Crab Daddy's, Crab Trap, Fiddlers, and Barrier Island Brewery, this home is a must-see!

Getting Around

56
WalkingSomewhat Walkable
0
TransitVery Limited Transit
57
BikeBikeable

Schools

7/10
5/10
Glynn Middle SchoolGrades 6-85.7 mi
10/10
Glynn AcademyGrades 9-126.2 mi

Construction

Condition

  • Year built: 2023

Materials

  • Foundation: Slab
  • Roof: Pitched
  • Construction materials: HardiPlank Type,Drywall

Type & Style

  • Home type: SingleFamily
  • Architectural style: Cottage
  • Property subType: Single Family Residence

Interior

Appliances

  • Appliances included: Some Gas Appliances,Dryer,Dishwasher,Disposal,Microwave,Oven,Range,Refrigerator,Range Hood,Washer
  • Laundry features: Laundry Room,Upper Level,Washer Hookup,Dryer Hookup

Bedrooms & Bathrooms

  • Bedrooms: 4
  • Bathrooms: 6
  • Full bathrooms: 4
  • 1/2 bathrooms: 2

Features

  • Crown Molding,Gourmet Kitchen,High Ceilings,Kitchen Island,Painted Woodwork,Vaulted Ceiling(s),Ceiling Fan(s),Fireplace
  • Flooring: Hardwood,Tile
  • Number of fireplaces: 1
  • Fireplace features: Electric,Family Room,Ventless
  • Fireplace: Yes

Heating & Cooling

  • Heating features: Electric,Heat Pump
  • Cooling features: Electric,Heat Pump

Interior Area

  • Total interior livable area: 3,311 sqft

Property

Details

  • Parcel number: 0403670
  • Zoning description: Res Single,Residential

Features

  • Pool features: Heated,In Ground,Pool
  • Patio & porch: Covered,Deck,Front Porch,Open,Patio,Porch
  • Exterior features: Deck,Outdoor Grill,Outdoor Shower,Porch,Sprinkler/Irrigation,Landscape Lights,Paved Driveway
  • Fencing: Privacy,Partial
  • Has view: Yes
  • View description: Other,Residential
  • Waterfront features: Beach Access

Lot

  • Lot size: 5,227 sqft
  • Features: Landscaped,Sprinkler System
  • Lot size dimensions: ,,,

Parking

  • Total spaces: 4
  • Parking features: Driveway,Garage Door Opener,Off Street,Paved
  • Has garage: Yes
  • Attached garage spaces: 2
  • Covered spaces: 2
  • Has uncovered spaces: Yes

Climate Risk is Financial Risk

Every home has a financial story beyond the listing price. Below, you’ll see the climate risks that could affect this property — and in Bills & Affordability, how those risks may influence repairs, insurance, utilities, and long-term value.

Biggest Threats for This Home

  • Coastal Flooding
    Coastal FloodingRelatively High
  • Hurricane
    HurricaneRelatively High
  • Wildfire
    WildfireModerate
  • Tsunami
    TsunamiInsufficient Data

How This Home’s Risks Compare

Coastal Flooding
Hurricane
Wildfire
Tsunami

FEMA Declared Disasters Across Georgia Counties

Flood
Hurricane
Severe Storm
Straight Line Winds
Tornado
Tropical Storm

Understanding the Costs

Financial advisors generally recommend spending no more than 30% of your gross household income on housing costs. In practice, many households stretch to 35% or beyond — especially in high-cost markets.

Estimated Costs Today

MonthlyAnnual
Mortgage $15,143$181,716
Home Insurance *$1,374$16,488
Property Taxes $489$5,868
Electricity $321$3,860
Total$17,327$207,924
*Does not include cost of any FAIR Plan premiums

Income You'd Need if You Spent...

35% on housing$594,068/yr
40% on housing$519,810/yr
45% on housing$462,053/yr

Georgia FAIR Plan Programs

Georgia Underwriting Association

Covered
WildfireWildfire
Add-on available
WindWind
Visit Website →

Georgia Underwriting Association - Coastal

Covered
HailHail
WindWind
Visit Website →
Current Policies
Residential: 8,778Commercial: 638
Total Premiums$16.25M
Total Exposure$2.20B

How Costs Could Change Over Time

Climate risk is quickly impacting all of the major home ownership costs. Adjust the growth rates and percentage of income spent on housing below to see how your housing costs could change over the next 10 years — and what income you'd need to keep up.

Insurance Growth Rate5-year average: 5.1%
5.1%
0%30.0%
Electricity Growth Rate10-year average: 5.5%
5.5%
0%15.0%
Property Taxes Growth Rate2-year average: -3.2%
-3.2%
0%15.0%
Income Spent on Housing
30%
30%45%

Comparing Against the Market

Price Per Sq Ft

$905This listing

vs Other Active Listings

Avg $/sqft

ZIP 31522$398
Glynn County$346

vs Homes Sold Last Month

Median $/sqft

ZIP 31522$438
Glynn County$190

Current Market Trends

Median Price Per Square Foot

The median price per square foot of homes sold in this area each month. Compare this to this listing's price per square foot to gauge whether the home is priced in line with recent sales.

Historicals for This Listing

Zestimate History ($/sqft)

No zestimate history available

Price History

DateEventPrice
2026-02-10Price change$2,994,500
2025-08-23Listed for sale$2,995,000
2025-08-19Listing removed$3,199,000
2025-04-28Listed for sale$3,199,000
2024-04-03Sold$2,373,740
2024-02-25Pending sale$2,295,000
2024-02-20Listed for sale$2,295,000

For Sale by Agent

AgentMicki Carter
BrokerageDeLoach Sotheby's International Realty

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